Financial Health Federal Credit Union

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A short history of Financial Health FCU

Since its inception in 1971 the Financial Health Federal Credit Union has been serving its members in the Indianapolis, Indiana area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Chris Wardrip, the Financial Health FCU has grown its membership to over 8,377 with assets of more than $33,160,658. They have a main office and 5 branch offices. Please see the credit unions website or contact them by phone at (317) 559-7280 or email them at clarianfcu@indy.rr.com to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in Indianapolis, IN.

General Information For Financial Health FCU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 20793
Address P.O. Box 1367 
City Indianapolis 
State Indiana 
Zip-Code 46202
Phone Number (317) 559-7280
Fax Number (317) 962-3393
Email Address: clarianfcu@indy.rr.com
CEO/President Chris Wardrip
Members 8,377 
Full-Time Employees 20 
Part-Time Employees
Number of Branch Offices
Total Assets 33,160,658 
Website http://financialhealthfcu.org 

Compare Financial Health Federal Credit Union To Other Local Credit Unions


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Branch Name
Address
Zip Code
Phone Number
ATM Access
Distance (Miles)
H A L E CU HALE FCU 5745 Lee Rd 46216 (317) 630-1341 No 0.60
Indianapolis' Newspaper CU INFCU 126 S Meridian St 46225 (317) 870-1002 No 0.84
Firefighters CU Main Office 726 Massachusetts Ave 46204 (317) 636-5581 No 0.96
Elements Financial CU Elements-Elanco 2500 Innovation Way N Bldg C 46140 (317) 277-4224 No 1.49
Hoosier United CU Hoosier United Credit Union 1828 N Meridian St Ste 102 46202 (317) 923-4747 No 1.59

Financial Health Federal Credit Union Financial Performance Charts


Performance Charts

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Financial Data


Financial Health Federal Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate 12.00 4.75 8.50 6.64 4.50
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions 411 369 664 420 168
Rank Among All Indiana Credit Unions 47 79 108 61 21

Financial Health Federal Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate 0.10 0.20 0.30 1.98 0.20
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions 116 108 97 40 271
Rank Among All Indiana Credit Unions 15 18 15 2 48
Financial Health Federal Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 12.0008411,272,183
All Other Unsecured Loans/Lines of Credit 18.0003,1592,529,309
Short-Term, Small Amount Loans (STS) (Federal CU Only) 23.00031,206
Non-Federally Guaranteed Student Loans 0.00000
New Vehicle Loans 4.7502192,931,386
Used Vehicle Loans 8.5007347,005,721
Total 1st Mortgage Real Estate Loans/Lines of Credit 6.640865,955
Total Other Real Estate Loans/Lines of Credit 4.5001013,084,293
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 3.2001976,701
TOTAL LOANS & LEASES 5,08416,966,754

Financial Health Federal Credit Union Real Estate Loans and Lines of Credit

REAL STATE LOANS FIRST MORTGAGE

No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 339,68500
    b. 15 Years or less 526,27011,097
Balloon/Hybrid
    a. > 15 years 0000
    b. 15 Years or less 0000
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 0000
Adjustable Rate > 1 yr 0000

OTHER REAL ESTATE

Closed-End Fixed Rate 28523,12011169,500
Closed-End Adjustable Rate 0000
Open-End Adjustable Rate 732,561,1739356,400
Open-End Fixed Rate 0000
TOTALS 1093,150,24821526,997

MISCELLANEOUS REAL ESTATE LOANS/LINES OF CREDIT INFORMATION

Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 000
REVERSE MORTGAGES
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

Financial Health Federal Credit Union Member Offerings
First Time Homebuyer Program No
Real Estate Loans Yes
Pay Day Lending No
Share Secured Credit Cards Yes
Overdraft Protection/Courtesy Pay Yes
Overdraft Lines of Credit Yes
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans No
Check Cashing No
Money Orders Yes
No Surcharge ATMs No
Home Banking Via Internet Website Yes