Elements Financial Federal Credit Union

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A short history of Elements Financial FCU

Since its inception in 1976 the Elements Financial Federal Credit Union has been serving its members in the Indianapolis, Indiana area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Lisa Schlehuber, the Elements Financial FCU has grown its membership to over 92,502 with assets of more than $1,434,667,242. They have a main office and 7 branch offices. Please see the credit unions website or contact them by phone at (317) 524-5076 or email them at customerservice@elfcu.org to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in Indianapolis, IN.

General Information For Elements Financial FCU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 22468
Address PO Box 7123 
City Indianapolis 
State Indiana 
Zip-Code 46202
Phone Number (317) 524-5076
Fax Number (317) 655-6171
Email Address: customerservice@elfcu.org
CEO/President Lisa Schlehuber
Members 92,502 
Full-Time Employees 173 
Part-Time Employees
Number of Branch Offices
Total Assets 1,434,667,242 
Website http://www.elements.org 

Compare Elements Financial Federal Credit Union To Other Local Credit Unions


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Address
Zip Code
Phone Number
ATM Access
Distance (Miles)
Financial Health CU FHFCU- East Branch 2401 E 10TH ST 46201 (317) 559-7270 No 0.52
H A L E CU HALE FCU 5745 Lee Rd 46216 (317) 630-1341 No 0.60
Indianapolis' Newspaper CU INFCU 126 S Meridian St 46225 (317) 870-1002 No 0.84
Firefighters CU Main Office 726 Massachusetts Ave 46204 (317) 636-5581 No 0.96
Hoosier United CU Hoosier United Credit Union 1828 N Meridian St Ste 102 46202 (317) 923-4747 No 1.59

Elements Financial Federal Credit Union Financial Performance Charts


Performance Charts

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Financial Data


Elements Financial Federal Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate 8.67 2.87 3.43 3.62 2.86
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions 132 130 140 84 19
Rank Among All Indiana Credit Unions 10 20 19 10 2

Elements Financial Federal Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate 0.05 0.16 0.38 0.50 0.50
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions 125 116 82 263 227
Rank Among All Indiana Credit Unions 20 20 11 44 38
Elements Financial Federal Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 8.67010,56023,666,060
All Other Unsecured Loans/Lines of Credit 10.7703,88713,334,894
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 6.8005,40271,337,448
New Vehicle Loans 2.8702,65664,539,538
Used Vehicle Loans 3.43016,779286,910,742
Total 1st Mortgage Real Estate Loans/Lines of Credit 3.6203,124515,844,876
Total Other Real Estate Loans/Lines of Credit 2.8603,563143,928,488
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 4.10040110,765,472
TOTAL LOANS & LEASES 46,3721,130,327,518

Elements Financial Federal Credit Union Real Estate Loans and Lines of Credit

REAL STATE LOANS FIRST MORTGAGE

No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 1,028173,945,16228456,302,531
    b. 15 Years or less 1,318127,327,4197915,738,387
Balloon/Hybrid
    a. > 15 years 19553,222,76061,455,166
    b. 15 Years or less 583161,349,5356922,674,181
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 0000
Adjustable Rate > 1 yr 0000

OTHER REAL ESTATE

Closed-End Fixed Rate 46123,022,291925,436,380
Closed-End Adjustable Rate 66719,911,690181,243
Open-End Adjustable Rate 2,435100,994,50738742,954,591
Open-End Fixed Rate 0000
TOTALS 6,687659,773,364918144,642,479

MISCELLANEOUS REAL ESTATE LOANS/LINES OF CREDIT INFORMATION

Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 1,87674,322,71335,815,912
REVERSE MORTGAGES
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

Elements Financial Federal Credit Union Member Offerings
First Time Homebuyer Program Yes
Real Estate Loans Yes
Pay Day Lending No
Share Secured Credit Cards No
Overdraft Protection/Courtesy Pay Yes
Overdraft Lines of Credit No
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans No
Check Cashing Yes
Money Orders No
No Surcharge ATMs Yes
Home Banking Via Internet Website Yes