South Florida Educational Federal Credit Union

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A short history of South Florida Educational FCU

Since its inception in 1935 the South Florida Educational Federal Credit Union has been serving its members in the MIAMI, Florida area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Michael DiBenedetto, the South Florida Educational FCU has grown its membership to over 79,150 with assets of more than $1,077,933,984. They have a main office and 7 branch offices. Please see the credit unions website or contact them by phone at (305) 270-5200 or email them at none to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in MIAMI, FL.

General Information For South Florida Educational FCU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 176
Address 7800 SW 117TH AVE 
City MIAMI 
State Florida 
Zip-Code 33183
Phone Number (305) 270-5200
Fax Number () -
Email Address: none
CEO/President Michael DiBenedetto
Members 79,150 
Full-Time Employees 224 
Part-Time Employees 28 
Number of Branch Offices
Total Assets 1,077,933,984 
Website http://www.sfefcu.org 

Compare South Florida Educational Federal Credit Union To Other Local Credit Unions


Credit Union Name
Branch Name
Address
Zip Code
Phone Number
ATM Access
Distance (Miles)
University CU FIU - Biscayne Bay Branch 3000 NE 151st St 33186 (786) 425-5038 No 4.07
Baptist Health South Florida CU West Kendall Branch 9555 SW 162nd Ave 33173 (786) 467-3121 No 4.50
Dade County CU Miami Gardens Branch 20645 NW 2nd Ave 33172 (305) 471-5080 No 6.52
Miami Postal Service CU Main Office 2190 NW 72nd Ave 33122 (305) 592-7733 No 8.76
Hialeah Municipal Employees CU Hialeah Mun Emp FCU 1301 W 68th St Ste D 33014 (305) 883-8090 No 11.65

South Florida Educational Federal Credit Union Financial Performance Charts


Performance Charts

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Financial Data


South Florida Educational Federal Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate 9.75 3.24 3.74 3.25 5.99
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions 227 173 174 44 339
Rank Among All Florida Credit Unions 22 36 23 5 41

South Florida Educational Federal Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate 0.15 0.25 0.30 0.50 0.55
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions 108 95 97 263 219
Rank Among All Florida Credit Unions 9 8 19 50 26
South Florida Educational Federal Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 9.75016,93835,607,892
All Other Unsecured Loans/Lines of Credit 9.49015,75436,638,482
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 0.00000
New Vehicle Loans 3.2403,04148,232,375
Used Vehicle Loans 3.7403,52441,680,977
Total 1st Mortgage Real Estate Loans/Lines of Credit 3.25055748,098,476
Total Other Real Estate Loans/Lines of Credit 5.99041812,365,140
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 3.0004323,915,380
TOTAL LOANS & LEASES 40,664226,538,722

South Florida Educational Federal Credit Union Real Estate Loans and Lines of Credit

REAL STATE LOANS FIRST MORTGAGE

No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 19417,539,891447,843,352
    b. 15 Years or less 32528,753,932424,692,608
Balloon/Hybrid
    a. > 15 years 0000
    b. 15 Years or less 0000
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 381,804,6536328,292
Adjustable Rate > 1 yr 0000

OTHER REAL ESTATE

Closed-End Fixed Rate 2088,416,884311,336,073
Closed-End Adjustable Rate 0000
Open-End Adjustable Rate 1022,496,851241,371,037
Open-End Fixed Rate 1081,451,4054120,884
TOTALS 97560,463,61615115,692,246

MISCELLANEOUS REAL ESTATE LOANS/LINES OF CREDIT INFORMATION

Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 000
REVERSE MORTGAGES
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

South Florida Educational Federal Credit Union Member Offerings
First Time Homebuyer Program No
Real Estate Loans Yes
Pay Day Lending Yes
Share Secured Credit Cards Yes
Overdraft Protection/Courtesy Pay Yes
Overdraft Lines of Credit No
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans No
Check Cashing Yes
Money Orders No
No Surcharge ATMs Yes
Home Banking Via Internet Website Yes