Baptist Health South Florida Federal Credit Union

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A short history of Baptist Health South Florida FCU

Since its inception in 1961 the Baptist Health South Florida Federal Credit Union has been serving its members in the Miami, Florida area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Alex Aspuru, the Baptist Health South Florida FCU has grown its membership to over 11,662 with assets of more than $61,175,724. They have a main office and 4 branch offices. Please see the credit unions website or contact them by phone at (786) 257-2304 or email them at memberservice@bhsffcu.org to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in Miami, FL.

General Information For Baptist Health South Florida FCU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 14391
Address 13200 SW 128th St, Building C-1 
City Miami 
State Florida 
Zip-Code 33186
Phone Number (786) 257-2304
Fax Number (305) 971-8258
Email Address: memberservice@bhsffcu.org
CEO/President Alex Aspuru
Members 11,662 
Full-Time Employees 23 
Part-Time Employees
Number of Branch Offices
Total Assets 61,175,724 
Website http://www.bhsffcu.org 

Compare Baptist Health South Florida Federal Credit Union To Other Local Credit Unions


Credit Union Name
Branch Name
Address
Zip Code
Phone Number
ATM Access
Distance (Miles)
University CU FIU - Biscayne Bay Branch 3000 NE 151st St 33186 (786) 425-5038 No 1.34
South Florida Educational CU Homestead 16460 SW 304th St 33033 (305) 248-8006 No 3.36
Dade County CU Miami Gardens Branch 20645 NW 2nd Ave 33172 (305) 471-5080 No 9.58
Miami Postal Service CU Main Office 2190 NW 72nd Ave 33122 (305) 592-7733 No 11.51
Hialeah Municipal Employees CU Hialeah Mun Emp FCU 1301 W 68th St Ste D 33014 (305) 883-8090 No 14.35

Baptist Health South Florida Federal Credit Union Financial Performance Charts


Performance Charts

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Financial Data


Baptist Health South Florida Federal Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate 5.88 5.87 7.47 5.69 6.88
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions 23 477 585 344 421
Rank Among All Florida Credit Unions 2 80 81 57 52

Baptist Health South Florida Federal Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate 0.40 0.10 0.15 0.49 0.99
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions 79 129 124 268 161
Rank Among All Florida Credit Unions 2 19 26 51 14
Baptist Health South Florida Federal Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 5.8801,7923,623,833
All Other Unsecured Loans/Lines of Credit 6.3601,8525,445,221
Short-Term, Small Amount Loans (STS) (Federal CU Only) 24.000987292,315
Non-Federally Guaranteed Student Loans 6.3008832,018,355
New Vehicle Loans 5.8703987,178,985
Used Vehicle Loans 7.4701,14217,086,662
Total 1st Mortgage Real Estate Loans/Lines of Credit 5.690111,543,328
Total Other Real Estate Loans/Lines of Credit 6.880481,512,604
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 4.100481,040,210
TOTAL LOANS & LEASES 7,16139,741,513

Baptist Health South Florida Federal Credit Union Real Estate Loans and Lines of Credit

REAL STATE LOANS FIRST MORTGAGE

No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 91,454,27000
    b. 15 Years or less 289,05800
Balloon/Hybrid
    a. > 15 years 0000
    b. 15 Years or less 0000
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 0000
Adjustable Rate > 1 yr 0000

OTHER REAL ESTATE

Closed-End Fixed Rate 481,512,6046373,000
Closed-End Adjustable Rate 0000
Open-End Adjustable Rate 0000
Open-End Fixed Rate 0000
TOTALS 593,055,9326373,000

MISCELLANEOUS REAL ESTATE LOANS/LINES OF CREDIT INFORMATION

Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 000
REVERSE MORTGAGES
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

Baptist Health South Florida Federal Credit Union Member Offerings
First Time Homebuyer Program Yes
Real Estate Loans Yes
Pay Day Lending Yes
Share Secured Credit Cards Yes
Overdraft Protection/Courtesy Pay Yes
Overdraft Lines of Credit No
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans No
Check Cashing No
Money Orders Yes
No Surcharge ATMs Yes
Home Banking Via Internet Website Yes