Select Seven Federal Credit Union

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A short history of Select Seven FCU

Since its inception in 1949 the Select Seven Federal Credit Union has been serving its members in the Johnson City, Tennessee area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Kevin Jones, the Select Seven FCU has grown its membership to over 8,744 with assets of more than $53,307,311. They have a main office and 4 branch offices. Please see the credit unions website or contact them by phone at (423) 282-0671 or email them at jcfcu@johnsoncityfcu.org to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in Johnson City, TN.

General Information For Select Seven FCU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 6079
Address PO Box 3750 
City Johnson City 
State Tennessee 
Zip-Code 37602
Phone Number (423) 282-0671
Fax Number (423) 282-9439
Email Address: jcfcu@johnsoncityfcu.org
CEO/President Kevin Jones
Members 8,744 
Full-Time Employees 25 
Part-Time Employees
Number of Branch Offices
Total Assets 53,307,311 
Website http://www.selectsevencu.org 

Compare Select Seven Federal Credit Union To Other Local Credit Unions


Credit Union Name
Branch Name
Address
Zip Code
Phone Number
ATM Access
Distance (Miles)
Mountain States CU Mountain States Credit Union 400 N State of Franklin Rd 37604 (423) 431-6361 No 1.84
Greater Eastern CU Jonesborough Office 363 Forest Cir 37602 (423) 283-6871 No 2.26
Northeast Community CU Roan Mountain Branch 8301 Highway 19 E 37687 (423) 772-3115 No 6.77
Happy Valley CU Happy Valley Credit Union 210 E C St 37644 (423) 542-6078 No 7.79
Appalachian Community CU Norton Virginia Br 1448 Park Ave NW 24273 (276) 679-1342 No 9.46

Select Seven Federal Credit Union Financial Performance Charts


Performance Charts

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Financial Data


Select Seven Federal Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate 9.90 4.00 4.00 4.50 5.50
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions 243 282 203 205 289
Rank Among All Tennessee Credit Unions 19 54 26 37 26

Select Seven Federal Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate 0.25 0.20 0.30 0.65 0.65
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions 95 108 97 234 205
Rank Among All Tennessee Credit Unions 5 11 14 25 23
Select Seven Federal Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 9.900939755,831
All Other Unsecured Loans/Lines of Credit 9.9909482,999,698
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 0.00000
New Vehicle Loans 4.0004779,830,153
Used Vehicle Loans 4.0001,67218,839,534
Total 1st Mortgage Real Estate Loans/Lines of Credit 4.5001439,231,999
Total Other Real Estate Loans/Lines of Credit 5.500692,063,430
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 4.0002752,318,350
TOTAL LOANS & LEASES 4,52346,038,995

Select Seven Federal Credit Union Real Estate Loans and Lines of Credit

REAL STATE LOANS FIRST MORTGAGE

No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 465,084,8473481,700
    b. 15 Years or less 622,540,8427585,950
Balloon/Hybrid
    a. > 15 years 0000
    b. 15 Years or less 0000
Other Fixed Rate 13258,74400
Adjustable Rate 1 yr or less 221,347,56600
Adjustable Rate > 1 yr 0000

OTHER REAL ESTATE

Closed-End Fixed Rate 30579,40200
Closed-End Adjustable Rate 0000
Open-End Adjustable Rate 391,484,028189676,324
Open-End Fixed Rate 0000
TOTALS 21211,295,4291991,743,974

MISCELLANEOUS REAL ESTATE LOANS/LINES OF CREDIT INFORMATION

Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 000
REVERSE MORTGAGES
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

Select Seven Federal Credit Union Member Offerings
First Time Homebuyer Program No
Real Estate Loans Yes
Pay Day Lending Yes
Share Secured Credit Cards Yes
Overdraft Protection/Courtesy Pay Yes
Overdraft Lines of Credit Yes
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans No
Check Cashing Yes
Money Orders No
No Surcharge ATMs Yes
Home Banking Via Internet Website Yes