Appalachian Community Federal Credit Union

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A short history of Appalachian Community FCU

Since its inception in 1993 the Appalachian Community Federal Credit Union has been serving its members in the Gray, Tennessee area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Ronald Scott, the Appalachian Community FCU has grown its membership to over 15,159 with assets of more than $205,889,771. They have a main office and 7 branch offices. Please see the credit unions website or contact them by phone at (423) 378-3778 or email them at none to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in Gray, TN.

General Information For Appalachian Community FCU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 24495
Address 5034 Bobby Hicks Hwy Ste 2 
City Gray 
State Tennessee 
Zip-Code 37615
Phone Number (423) 378-3778
Fax Number (423) 378-5080
Email Address: none
CEO/President Ronald Scott
Members 15,159 
Full-Time Employees 75 
Part-Time Employees
Number of Branch Offices
Total Assets 205,889,771 
Website http://www.myacfcu.org 

Compare Appalachian Community Federal Credit Union To Other Local Credit Unions


Credit Union Name
Branch Name
Address
Zip Code
Phone Number
ATM Access
Distance (Miles)
Greater Eastern CU Jonesborough Office 363 Forest Cir 37602 (423) 283-6871 No 5.39
Mountain States CU Mountain States Credit Union 400 N State of Franklin Rd 37604 (423) 431-6361 No 6.63
Select Seven CU Marketplace Blvd 181 Marketplace Dr 37602 (423) 282-0671 No 7.57
Mountain Lakes Community CU Piney Flats Office 5271 Highway 11 E 37686 (423) 538-3151 No 9.43
Eastman CU Duffield 127 Tempur Pedic DR 37662 (423) 229-8200 No 9.79

Appalachian Community Federal Credit Union Financial Performance Charts


Performance Charts

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Financial Data


Appalachian Community Federal Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate 11.44 5.75 8.88 5.44 6.18
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions 374 469 684 319 360
Rank Among All Tennessee Credit Unions 32 83 85 51 34

Appalachian Community Federal Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate 0.01 0.10 0.45 1.45 1.23
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions 140 129 69 97 128
Rank Among All Tennessee Credit Unions 17 17 9 4 7
Appalachian Community Federal Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 11.4402,9214,253,775
All Other Unsecured Loans/Lines of Credit 14.5902,1596,616,942
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 0.00000
New Vehicle Loans 5.7501713,515,623
Used Vehicle Loans 8.8803,07139,718,652
Total 1st Mortgage Real Estate Loans/Lines of Credit 5.4401,32693,415,961
Total Other Real Estate Loans/Lines of Credit 6.1802746,464,347
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 5.9303147,217,020
TOTAL LOANS & LEASES 10,236161,202,320

Appalachian Community Federal Credit Union Real Estate Loans and Lines of Credit

REAL STATE LOANS FIRST MORTGAGE

No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 23811,701,784556,174,245
    b. 15 Years or less 59231,362,448333,509,610
Balloon/Hybrid
    a. > 15 years 383,687,5075627,500
    b. 15 Years or less 423,950,1591195,000
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 964,098,6112350,000
Adjustable Rate > 1 yr 32038,615,452526,344,155

OTHER REAL ESTATE

Closed-End Fixed Rate 2295,149,76724685,045
Closed-End Adjustable Rate 0000
Open-End Adjustable Rate 451,314,58000
Open-End Fixed Rate 0029304,500
TOTALS 1,60099,880,30820118,190,055

MISCELLANEOUS REAL ESTATE LOANS/LINES OF CREDIT INFORMATION

Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 000
REVERSE MORTGAGES
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

Appalachian Community Federal Credit Union Member Offerings
First Time Homebuyer Program Yes
Real Estate Loans Yes
Pay Day Lending No
Share Secured Credit Cards Yes
Overdraft Protection/Courtesy Pay Yes
Overdraft Lines of Credit Yes
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans No
Check Cashing Yes
Money Orders Yes
No Surcharge ATMs Yes
Home Banking Via Internet Website Yes