Meridian Trust Federal Credit Union

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A short history of Meridian Trust FCU

Since its inception in 1954 the Meridian Trust Federal Credit Union has been serving its members in the CHEYENNE, Wyoming area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Kimberley Withers, the Meridian Trust FCU has grown its membership to over 26,535 with assets of more than $355,496,798. They have a main office and 6 branch offices. Please see the credit unions website or contact them by phone at (307) 635-7878 or email them at accounting@meridiantrustfcu.org to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in CHEYENNE, WY.

General Information For Meridian Trust FCU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 9160
Address 4349 E LINCOLNWAY 
City CHEYENNE 
State Wyoming 
Zip-Code 82001
Phone Number (307) 635-7878
Fax Number (307) 633-6426
Email Address: accounting@meridiantrustfcu.org
CEO/President Kimberley Withers
Members 26,535 
Full-Time Employees 84 
Part-Time Employees
Number of Branch Offices
Total Assets 355,496,798 
Website http://www.meridiantrustfcu.org 

Compare Meridian Trust Federal Credit Union To Other Local Credit Unions


Credit Union Name
Branch Name
Address
Zip Code
Phone Number
ATM Access
Distance (Miles)
Western Vista CU Storey 1215 Storey Blvd 82003 (307) 778-6330 No 0.38
First Cheyenne CU Main 3485 Converse Ave 82003 (307) 632-8111 No 0.80
Wyhy CU Cheyenne Office 1715 Stillwater Ave 82003 (307) 638-4200 No 1.64
Unified People's CU Main-414 E 18th St 414 E 18th St 82001 (307) 632-1476 No 1.70
Cheyenne-laramie County Employees CU Cheyenne-Laramie County Employees Federal Credit Union 4523 Driftwood Dr 82009 (307) 638-6476 No 1.79

Meridian Trust Federal Credit Union Financial Performance Charts


Performance Charts

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Financial Data


Meridian Trust Federal Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate 9.90 3.66 3.93 5.06 5.46
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions 243 230 193 275 285
Rank Among All Wyoming Credit Unions 9 13 9 11 9

Meridian Trust Federal Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate 0.05 0.05 0.20 0.50 0.50
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions 125 143 114 263 227
Rank Among All Wyoming Credit Unions 8 9 8 16 12
Meridian Trust Federal Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 9.9005,88612,914,940
All Other Unsecured Loans/Lines of Credit 9.0002,9128,716,187
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 6.00028583,489
New Vehicle Loans 3.6601,22934,847,422
Used Vehicle Loans 3.9304,70766,875,007
Total 1st Mortgage Real Estate Loans/Lines of Credit 5.06095699,983,518
Total Other Real Estate Loans/Lines of Credit 5.46088840,825,194
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 9.0002,00529,050,397
TOTAL LOANS & LEASES 18,611293,796,154

Meridian Trust Federal Credit Union Real Estate Loans and Lines of Credit

REAL STATE LOANS FIRST MORTGAGE

No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 49063,127,0677913,785,766
    b. 15 Years or less 46636,856,451132,098,265
Balloon/Hybrid
    a. > 15 years 0000
    b. 15 Years or less 0000
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 0000
Adjustable Rate > 1 yr 0000

OTHER REAL ESTATE

Closed-End Fixed Rate 1122,722,69611427,717
Closed-End Adjustable Rate 0000
Open-End Adjustable Rate 77638,102,4981003,941,005
Open-End Fixed Rate 0000
TOTALS 1,844140,808,71220320,252,753

MISCELLANEOUS REAL ESTATE LOANS/LINES OF CREDIT INFORMATION

Interest Only & Payment Option 1st Mortgage Loans 1186,6120
Interest Only & Payment Option Other RE/LOC Loans 77537,915,8864,316,663
REVERSE MORTGAGES
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

Meridian Trust Federal Credit Union Member Offerings
First Time Homebuyer Program No
Real Estate Loans Yes
Pay Day Lending Yes
Share Secured Credit Cards Yes
Overdraft Protection/Courtesy Pay No
Overdraft Lines of Credit Yes
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans Yes
Check Cashing No
Money Orders Yes
No Surcharge ATMs Yes
Home Banking Via Internet Website Yes