Western Vista Federal Credit Union

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A short history of Western Vista FCU

Since its inception in 1940 the Western Vista Federal Credit Union has been serving its members in the CHEYENNE, Wyoming area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Steven Leafgreen, the Western Vista FCU has grown its membership to over 10,161 with assets of more than $144,439,132. They have a main office and 3 branch offices. Please see the credit unions website or contact them by phone at (307) 634-2197 or email them at wvista@wvista.com to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in CHEYENNE, WY.

General Information For Western Vista FCU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 3972
Address PO BOX 20105 
City CHEYENNE 
State Wyoming 
Zip-Code 82003
Phone Number (307) 634-2197
Fax Number (307) 778-8923
Email Address: wvista@wvista.com
CEO/President Steven Leafgreen
Members 10,161 
Full-Time Employees 43 
Part-Time Employees
Number of Branch Offices
Total Assets 144,439,132 
Website http://www.wvista.com 

Compare Western Vista Federal Credit Union To Other Local Credit Unions


Credit Union Name
Branch Name
Address
Zip Code
Phone Number
ATM Access
Distance (Miles)
Shyann CU Shyann Federal Credit Union 308 W 21st St Ste 114 82003 (307) 632-1226 No 0.27
Unified People's CU Main-414 E 18th St 414 E 18th St 82001 (307) 632-1476 No 0.37
Blue CU Old Town - Fort Collins 136 W Mountain Ave 82003 (307) 432-5400 No 1.33
Cheyenne-laramie County Employees CU Cheyenne-Laramie County Employees Federal Credit Union 4523 Driftwood Dr 82009 (307) 638-6476 No 1.94
Wyhy CU Cheyenne Office 1715 Stillwater Ave 82003 (307) 638-4200 No 1.94

Western Vista Federal Credit Union Financial Performance Charts


Performance Charts

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Financial Data


Western Vista Federal Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate 8.41 3.93 4.73 3.79 6.20
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions 116 266 294 107 362
Rank Among All Wyoming Credit Unions 6 18 14 3 15

Western Vista Federal Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate 0.04 0.21 0.19 1.01 0.75
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions 128 106 119 170 192
Rank Among All Wyoming Credit Unions 9 3 9 8 9
Western Vista Federal Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 8.4102,4234,111,144
All Other Unsecured Loans/Lines of Credit 14.860237187,331
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 0.00000
New Vehicle Loans 3.93049613,315,425
Used Vehicle Loans 4.7302,47737,208,032
Total 1st Mortgage Real Estate Loans/Lines of Credit 3.79017318,711,530
Total Other Real Estate Loans/Lines of Credit 6.20047914,592,216
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 6.6704048,015,326
TOTAL LOANS & LEASES 6,68996,141,004

Western Vista Federal Credit Union Real Estate Loans and Lines of Credit

REAL STATE LOANS FIRST MORTGAGE

No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 111,821,8996114,592,216
    b. 15 Years or less 13812,948,656101,072,860
Balloon/Hybrid
    a. > 15 years 0000
    b. 15 Years or less 233,846,6092258,000
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 0000
Adjustable Rate > 1 yr 194,36600

OTHER REAL ESTATE

Closed-End Fixed Rate 1414,572,2758419,248
Closed-End Adjustable Rate 0000
Open-End Adjustable Rate 33810,019,94122307,962
Open-End Fixed Rate 0000
TOTALS 65233,303,74610316,650,286

MISCELLANEOUS REAL ESTATE LOANS/LINES OF CREDIT INFORMATION

Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 000
REVERSE MORTGAGES
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

Western Vista Federal Credit Union Member Offerings
First Time Homebuyer Program No
Real Estate Loans Yes
Pay Day Lending No
Share Secured Credit Cards No
Overdraft Protection/Courtesy Pay Yes
Overdraft Lines of Credit Yes
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans No
Check Cashing No
Money Orders Yes
No Surcharge ATMs Yes
Home Banking Via Internet Website Yes