Members United Credit Union

A short history of Members United CU

Since its inception in 1934 the Members United Credit Union has been serving its members in the ALBANY, Georgia area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Janet Gilmore, the Members United CU has grown its membership to over 11,109 with assets of more than $64,596,489. They have a main office and 4 branch offices. Please see the credit unions website or contact them by phone at (229) 439-1448 or email them at cmancuso@myafecu.com to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in ALBANY, GA.

General Information For Members United CU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Compare Members United Credit Union To Other Local Credit Unions

Credit Union Name	Branch Name	Address	Zip Code	Phone Number	ATM Access	Distance (Miles)
Doco CU	Pelham Branch	146 Mathewson Ave SW	31779	(229) 294-9005	No	0.38
Artesian City CU	Main Office	100 Flint Ave	31702	(229) 436-0869	No	4.37

Members United Credit Union Financial Performance Charts

Financial Data

Members United Credit Union Lowest Loan Rates With State and USA Rankings

	Unsecured Credit Card	New Car Loans	Used Car Loans	1st Mortgage Loans	Other Real Estate
Rate	10.68	4.78	7.29	3.97	6.85
Mean Rate For All USA Based Credit Unions	10.56	3.72	5.00	4.48	4.95
Rank Among All USA Credit Unions	314	372	570	135	419
Rank Among All Georgia Credit Unions	22	53	61	9	36

Members United Credit Union Highest Deposit Rates With State and USA Rankings

	Checking	Regular Savings	Money Market	Certificates of Deposits	IRA/KEOGH
Rate	0.32	0.25	0.47	0.84	0.56
Mean Rate For All USA Based Credit Unions	0.19	0.26	0.29	0.73	0.66
Rank Among All USA Credit Unions	87	95	65	200	218
Rank Among All Georgia Credit Unions	3	15	7	14	21

Members United Credit Union Loans and Leases

Interest Rate

Number of Loans

Amount

Unsecured Credit Card Loans	10.680	851	1,307,152
All Other Unsecured Loans/Lines of Credit	14.050	1,205	1,947,850
Short-Term, Small Amount Loans (STS) (Federal CU Only)	0.000	0	0
Non-Federally Guaranteed Student Loans	0.000	0	0
New Vehicle Loans	4.780	123	2,291,459
Used Vehicle Loans	7.290	2,218	26,385,433
Total 1st Mortgage Real Estate Loans/Lines of Credit	3.970	72	3,834,612
Total Other Real Estate Loans/Lines of Credit	6.850	35	724,947
Leases Receivable	0.000	0	0
Total All Other Loans/Lines of Credit	4.990	771	7,209,404
TOTAL LOANS & LEASES		5,275	43,700,857

Members United Credit Union Real Estate Loans and Lines of Credit

REAL STATE LOANS FIRST MORTGAGE

No. of Loans Outstanding

Amt of Loans Outstanding

No. of Loans Granted Year- to-Date

Amount Granted Year-To-Date

Fixed Rate
a. > 15 years	0	0	0	0
b. 15 Years or less	72	3,834,612	6	344,796
Balloon/Hybrid
a. > 15 years	0	0	0	0
b. 15 Years or less	0	0	0	0
Other Fixed Rate	0	0	0	0
Adjustable Rate 1 yr or less	0	0	0	0
Adjustable Rate > 1 yr	0	0	0	0

OTHER REAL ESTATE

Closed-End Fixed Rate	14	293,718	1	16,875
Closed-End Adjustable Rate	0	0	0	0
Open-End Adjustable Rate	21	431,229	5	10,818
Open-End Fixed Rate	0	0	0	0
TOTALS	107	4,559,559	12	372,489

MISCELLANEOUS REAL ESTATE LOANS/LINES OF CREDIT INFORMATION

Interest Only & Payment Option 1st Mortgage Loans	0	0		0
Interest Only & Payment Option Other RE/LOC Loans	0	0		0
REVERSE MORTGAGES
a. Federally Insured Home Equity Conversion Mortgage (HECM)	0	0	0	0
b. Proprietary Reverse Mortgage Products	0	0	0	0

Members United Credit Union Member Offerings

First Time Homebuyer Program	No
Real Estate Loans	Yes
Pay Day Lending	No
Share Secured Credit Cards	Yes
Overdraft Protection/Courtesy Pay	Yes
Overdraft Lines of Credit	No
ATM/Debit Card Program	Yes
Interest Only and Payment Option 1st Mortgage Loans	No
Check Cashing	No
Money Orders	Yes
No Surcharge ATMs	Yes
Home Banking Via Internet Website	Yes