Doco Credit Union

A short history of Doco CU

Since its inception in 1959 the Doco Credit Union has been serving its members in the ALBANY, Georgia area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Barry Heape, the Doco CU has grown its membership to over 38,139 with assets of more than $233,667,423. They have a main office and 11 branch offices. Please see the credit unions website or contact them by phone at (229) 435-1715 to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in ALBANY, GA.

General Information For Doco CU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Compare Doco Credit Union To Other Local Credit Unions

Credit Union Name	Branch Name	Address	Zip Code	Phone Number	ATM Access	Distance (Miles)
Artesian City CU	Main Office	100 Flint Ave	31702	(229) 436-0869	No	0.33
Members United Credit Union CU	Westover	1115 N Westover Blvd	31707	(229) 439-1448	No	4.31

Doco Credit Union Financial Performance Charts

Financial Data

Doco Credit Union Lowest Loan Rates With State and USA Rankings

	Unsecured Credit Card	New Car Loans	Used Car Loans	1st Mortgage Loans	Other Real Estate
Rate	11.90	8.50	8.50	5.00	6.00
Mean Rate For All USA Based Credit Unions	10.56	3.72	5.00	4.48	4.95
Rank Among All USA Credit Unions	406	595	664	268	341
Rank Among All Georgia Credit Unions	30	73	70	26	32

Doco Credit Union Highest Deposit Rates With State and USA Rankings

	Checking	Regular Savings	Money Market	Certificates of Deposits	IRA/KEOGH
Rate	0.15	0.25	0.30	0.97	1.05
Mean Rate For All USA Based Credit Unions	0.19	0.26	0.29	0.73	0.66
Rank Among All USA Credit Unions	108	95	97	179	152
Rank Among All Georgia Credit Unions	9	15	15	8	4

Doco Credit Union Loans and Leases

Interest Rate

Number of Loans

Amount

Unsecured Credit Card Loans	11.900	1,811	3,935,724
All Other Unsecured Loans/Lines of Credit	18.000	3,888	7,201,430
Short-Term, Small Amount Loans (STS) (Federal CU Only)	0.000	0	0
Non-Federally Guaranteed Student Loans	6.000	67	139,376
New Vehicle Loans	8.500	722	16,096,461
Used Vehicle Loans	8.500	5,812	67,715,646
Total 1st Mortgage Real Estate Loans/Lines of Credit	5.000	387	36,571,479
Total Other Real Estate Loans/Lines of Credit	6.000	45	937,700
Leases Receivable	0.000	0	0
Total All Other Loans/Lines of Credit	8.750	930	8,715,741
TOTAL LOANS & LEASES		13,662	141,313,557

Doco Credit Union Real Estate Loans and Lines of Credit

REAL STATE LOANS FIRST MORTGAGE

No. of Loans Outstanding

Amt of Loans Outstanding

No. of Loans Granted Year- to-Date

Amount Granted Year-To-Date

Fixed Rate
a. > 15 years	53	2,999,316	0	0
b. 15 Years or less	206	10,908,545	7	1,379,193
Balloon/Hybrid
a. > 15 years	35	5,854,667	0	0
b. 15 Years or less	93	16,808,951	11	3,550,691
Other Fixed Rate	0	0	0	0
Adjustable Rate 1 yr or less	0	0	0	0
Adjustable Rate > 1 yr	0	0	0	0

OTHER REAL ESTATE

Closed-End Fixed Rate	23	510,348	0	0
Closed-End Adjustable Rate	0	0	0	0
Open-End Adjustable Rate	0	0	0	0
Open-End Fixed Rate	22	427,352	0	0
TOTALS	432	37,509,179	18	4,929,884

MISCELLANEOUS REAL ESTATE LOANS/LINES OF CREDIT INFORMATION

Interest Only & Payment Option 1st Mortgage Loans	7	389,487		209,608
Interest Only & Payment Option Other RE/LOC Loans	0	0		0
REVERSE MORTGAGES
a. Federally Insured Home Equity Conversion Mortgage (HECM)	0	0	0	0
b. Proprietary Reverse Mortgage Products	0	0	0	0

Doco Credit Union Member Offerings

First Time Homebuyer Program	No
Real Estate Loans	Yes
Pay Day Lending	No
Share Secured Credit Cards	Yes
Overdraft Protection/Courtesy Pay	Yes
Overdraft Lines of Credit	No
ATM/Debit Card Program	Yes
Interest Only and Payment Option 1st Mortgage Loans	Yes
Check Cashing	Yes
Money Orders	Yes
No Surcharge ATMs	Yes
Home Banking Via Internet Website	Yes