Georgia Heritage Federal Credit Union

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A short history of Georgia Heritage FCU

Since its inception in 1940 the Georgia Heritage Federal Credit Union has been serving its members in the SAVANNAH, Georgia area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Dale Taratuta, the Georgia Heritage FCU has grown its membership to over 9,749 with assets of more than $97,786,252. They have a main office and 3 branch offices. Please see the credit unions website or contact them by phone at (912) 236-4400 or email them at member.service@gaheritagefcu.org to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in SAVANNAH, GA.

General Information For Georgia Heritage FCU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 3800
Address P O BOX 1920 
City SAVANNAH 
State Georgia 
Zip-Code 31402
Phone Number (912) 236-4400
Fax Number (912) 238-5944
Email Address: member.service@gaheritagefcu.org
CEO/President Dale Taratuta
Members 9,749 
Full-Time Employees 30 
Part-Time Employees
Number of Branch Offices
Total Assets 97,786,252 
Website http://www.gaheritagefcu.org 

Compare Georgia Heritage Federal Credit Union To Other Local Credit Unions


Credit Union Name
Branch Name
Address
Zip Code
Phone Number
ATM Access
Distance (Miles)
F A B Church CU Main Office 23 Montgomery St 31402 (912) 233-8997 No 0.30
Savannah Federal CU Main Office 124 Barnard St Rm B110 31412 (912) 234-8978 No 0.51
Savannah Schools CU MALL BLVD 401 MALL BLVD STE 102F 31406 (912) 355-9099 No 0.66
G. P. A. CU GPA Credit Union 100 Main St 31402 (912) 964-3995 No 3.37
Memorial Health Credit Union CU Main Office 901 E 65th St 31405 (912) 354-8100 No 3.68

Georgia Heritage Federal Credit Union Financial Performance Charts


Performance Charts

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Financial Data


Georgia Heritage Federal Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate 12.90 4.59 4.99 4.25 7.25
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions 452 351 323 174 440
Rank Among All Georgia Credit Unions 33 49 34 16 38

Georgia Heritage Federal Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate 0.05 0.10 0.27 0.96 0.85
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions 125 129 102 181 179
Rank Among All Georgia Credit Unions 12 27 16 9 10
Georgia Heritage Federal Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 12.9001,2202,338,362
All Other Unsecured Loans/Lines of Credit 12.9508273,016,466
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 0.00000
New Vehicle Loans 4.59073217,773,561
Used Vehicle Loans 4.9902,27333,335,292
Total 1st Mortgage Real Estate Loans/Lines of Credit 4.250757,692,255
Total Other Real Estate Loans/Lines of Credit 7.2501624,004,874
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 7.9902082,715,347
TOTAL LOANS & LEASES 5,49770,876,157

Georgia Heritage Federal Credit Union Real Estate Loans and Lines of Credit

REAL STATE LOANS FIRST MORTGAGE

No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 435,664,70000
    b. 15 Years or less 281,670,4401209,000
Balloon/Hybrid
    a. > 15 years 0000
    b. 15 Years or less 4357,11500
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 0000
Adjustable Rate > 1 yr 0000

OTHER REAL ESTATE

Closed-End Fixed Rate 0000
Closed-End Adjustable Rate 0000
Open-End Adjustable Rate 39774,89300
Open-End Fixed Rate 1233,229,9819316,400
TOTALS 23711,697,12910525,400

MISCELLANEOUS REAL ESTATE LOANS/LINES OF CREDIT INFORMATION

Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 000
REVERSE MORTGAGES
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

Georgia Heritage Federal Credit Union Member Offerings
First Time Homebuyer Program No
Real Estate Loans Yes
Pay Day Lending No
Share Secured Credit Cards Yes
Overdraft Protection/Courtesy Pay Yes
Overdraft Lines of Credit Yes
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans No
Check Cashing Yes
Money Orders Yes
No Surcharge ATMs Yes
Home Banking Via Internet Website Yes