Savannah Schools Federal Credit Union

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A short history of Savannah Schools FCU

Since its inception in 1954 the Savannah Schools Federal Credit Union has been serving its members in the SAVANNAH, Georgia area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Walter Merkle, the Savannah Schools FCU has grown its membership to over 4,105 with assets of more than $30,227,046. They have a main office and 2 branch offices. Please see the credit unions website or contact them by phone at (912) 236-0919 or email them at creditunion@sccpss.com to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in SAVANNAH, GA.

General Information For Savannah Schools FCU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 9408
Address 4673 E. HIGHWAY 80 
City SAVANNAH 
State Georgia 
Zip-Code 31410
Phone Number (912) 236-0919
Fax Number (912) 231-1422
Email Address: creditunion@sccpss.com
CEO/President Walter Merkle
Members 4,105 
Full-Time Employees 12 
Part-Time Employees
Number of Branch Offices
Total Assets 30,227,046 
Website http://www.ssfcuonline.org 

Compare Savannah Schools Federal Credit Union To Other Local Credit Unions


Credit Union Name
Branch Name
Address
Zip Code
Phone Number
ATM Access
Distance (Miles)
Savastate Teachers CU Savannah State Retention 3219 College St 31404 (912) 358-4353 No 6.04
Memorial Health Credit Union CU Main Office 901 E 65th St 31405 (912) 354-8100 No 8.21
Workmen's Circle Incorporated CU Workmen's Circle Credit Union 527 Stephenson Ave 31405 (912) 356-9225 No 8.86
Savannah Federal CU Main Office 124 Barnard St Rm B110 31412 (912) 234-8978 No 9.23
Savannah Postal CU Savannah Postal Credit Union 22 Oglethorpe Professional Blvd 31416 (912) 691-2087 No 9.26

Savannah Schools Federal Credit Union Financial Performance Charts


Performance Charts

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Financial Data


Savannah Schools Federal Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate 12.90 4.75 13.50 7.75 5.00
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions 452 369 799 464 229
Rank Among All Georgia Credit Unions 33 52 79 45 16

Savannah Schools Federal Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate 0.10 0.25 0.25 0.25 0.25
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions 116 95 105 310 266
Rank Among All Georgia Credit Unions 10 15 17 41 31
Savannah Schools Federal Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 12.9005581,015,948
All Other Unsecured Loans/Lines of Credit 13.0005101,563,745
Short-Term, Small Amount Loans (STS) (Federal CU Only) 17.950684451,677
Non-Federally Guaranteed Student Loans 0.00000
New Vehicle Loans 4.750641,352,539
Used Vehicle Loans 13.5004335,463,273
Total 1st Mortgage Real Estate Loans/Lines of Credit 7.75017646,220
Total Other Real Estate Loans/Lines of Credit 5.000592,170,116
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 4.000831,617
TOTAL LOANS & LEASES 2,33312,695,135

Savannah Schools Federal Credit Union Real Estate Loans and Lines of Credit

REAL STATE LOANS FIRST MORTGAGE

No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 0000
    b. 15 Years or less 17646,22000
Balloon/Hybrid
    a. > 15 years 0000
    b. 15 Years or less 0000
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 0000
Adjustable Rate > 1 yr 0000

OTHER REAL ESTATE

Closed-End Fixed Rate 431,731,0983172,368
Closed-End Adjustable Rate 0000
Open-End Adjustable Rate 16439,0181160,000
Open-End Fixed Rate 0000
TOTALS 762,816,3364332,368

MISCELLANEOUS REAL ESTATE LOANS/LINES OF CREDIT INFORMATION

Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 000
REVERSE MORTGAGES
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

Savannah Schools Federal Credit Union Member Offerings
First Time Homebuyer Program No
Real Estate Loans Yes
Pay Day Lending No
Share Secured Credit Cards No
Overdraft Protection/Courtesy Pay Yes
Overdraft Lines of Credit Yes
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans No
Check Cashing No
Money Orders No
No Surcharge ATMs Yes
Home Banking Via Internet Website Yes