Generations Community Federal Credit Union

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A short history of Generations Community FCU

Since its inception in 1940 the Generations Community Federal Credit Union has been serving its members in the San Antonio, Texas area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Steve Schipull, the Generations Community FCU has grown its membership to over 52,592 with assets of more than $563,930,876. They have a main office and 15 branch offices. Please see the credit unions website or contact them by phone at (210) 229-1800 or email them at timh@mygenfcu.org to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in San Antonio, TX.

General Information For Generations Community FCU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 4015
Address PO Box 791870 
City San Antonio 
State Texas 
Zip-Code 78279
Phone Number (210) 229-1800
Fax Number () -
Email Address: timh@mygenfcu.org
CEO/President Steve Schipull
Members 52,592 
Full-Time Employees 230 
Part-Time Employees 15 
Number of Branch Offices 15 
Total Assets 563,930,876 
Website http://www.mygenfcu.org 

Compare Generations Community Federal Credit Union To Other Local Credit Unions


Credit Union Name
Branch Name
Address
Zip Code
Phone Number
ATM Access
Distance (Miles)
Express-news CU Express-News FCU 301 Avenue E 78205 (210) 250-3333 No 0.59
Local 142 CU CU South 23210 US Highway 98 Ste B1 36532 (616) 977-8100 No 0.68
River City CU Bandera Branch 11650 Bandera Rd Ste 133 78212 (210) 225-6866 No 0.71
City Public Service/ibew CU Main Office 1002 Camden ST 78215 (210) 353-2376 No 1.14
North East Texas CU Lone Star Office 1115 Lone Star Blvd 75668 (903) 656-2576 No 1.44

Generations Community Federal Credit Union Financial Performance Charts


Performance Charts

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Financial Data


Generations Community Federal Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate 8.75 1.99 5.55 6.75 7.50
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions 139 34 391 426 457
Rank Among All Texas Credit Unions 29 9 130 126 120

Generations Community Federal Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate 0.05 0.10 0.35 1.00 0.35
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions 125 129 89 174 250
Rank Among All Texas Credit Unions 35 47 18 54 64
Generations Community Federal Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 8.75010,52137,057,944
All Other Unsecured Loans/Lines of Credit 14.5009,49122,481,171
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 0.00000
New Vehicle Loans 1.9906,378134,805,042
Used Vehicle Loans 5.5504,82262,728,523
Total 1st Mortgage Real Estate Loans/Lines of Credit 6.7501,77383,189,828
Total Other Real Estate Loans/Lines of Credit 7.50040856,620,329
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 11.7503,2689,024,396
TOTAL LOANS & LEASES 36,661405,907,233

Generations Community Federal Credit Union Real Estate Loans and Lines of Credit

REAL STATE LOANS FIRST MORTGAGE

No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 128,79300
    b. 15 Years or less 0000
Balloon/Hybrid
    a. > 15 years 0000
    b. 15 Years or less 0000
Other Fixed Rate 1,77283,161,035859,372,696
Adjustable Rate 1 yr or less 0000
Adjustable Rate > 1 yr 0000

OTHER REAL ESTATE

Closed-End Fixed Rate 40656,555,0956152,554
Closed-End Adjustable Rate 265,23400
Open-End Adjustable Rate 0000
Open-End Fixed Rate 0000
TOTALS 2,181139,810,157919,525,250

MISCELLANEOUS REAL ESTATE LOANS/LINES OF CREDIT INFORMATION

Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 000
REVERSE MORTGAGES
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

Generations Community Federal Credit Union Member Offerings
First Time Homebuyer Program Yes
Real Estate Loans Yes
Pay Day Lending No
Share Secured Credit Cards Yes
Overdraft Protection/Courtesy Pay Yes
Overdraft Lines of Credit Yes
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans No
Check Cashing Yes
Money Orders Yes
No Surcharge ATMs Yes
Home Banking Via Internet Website Yes