River City Federal Credit Union

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A short history of River City FCU

Since its inception in 1936 the River City Federal Credit Union has been serving its members in the SAN ANTONIO, Texas area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Michael Quintanilla, the River City FCU has grown its membership to over 13,134 with assets of more than $117,249,620. They have a main office and 6 branch offices. Please see the credit unions website or contact them by phone at (210) 225-6866 or email them at rivercityfcu@rivercityfcu.org to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in SAN ANTONIO, TX.

General Information For River City FCU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 926
Address PO BOX 12689 
City SAN ANTONIO 
State Texas 
Zip-Code 78212
Phone Number (210) 225-6866
Fax Number (210) 978-8891
Email Address: rivercityfcu@rivercityfcu.org
CEO/President Michael Quintanilla
Members 13,134 
Full-Time Employees 57 
Part-Time Employees
Number of Branch Offices
Total Assets 117,249,620 
Website http://www.rcityfcu.org 

Compare River City Federal Credit Union To Other Local Credit Unions


Credit Union Name
Branch Name
Address
Zip Code
Phone Number
ATM Access
Distance (Miles)
City Public Service/ibew CU Main Office 1002 Camden ST 78215 (210) 353-2376 No 1.64
Select CU Ella Austin Community Branch 1023 N Pine St 78208 (210) 223-6561 No 2.08
Local 142 CU CU South 23210 US Highway 98 Ste B1 36532 (616) 977-8100 No 2.11
Express-news CU Express-News FCU 301 Avenue E 78205 (210) 250-3333 No 2.39
Baptist CU Dallas Office 521 N Ervay St 75201 (214) 740-0025 No 3.13

River City Federal Credit Union Financial Performance Charts


Performance Charts

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Financial Data


River City Federal Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate 11.15 2.90 3.95 4.25 5.50
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions 352 133 195 174 289
Rank Among All Texas Credit Unions 74 46 69 49 59

River City Federal Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate 0.01 0.15 0.20 0.60 0.40
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions 140 119 114 240 243
Rank Among All Texas Credit Unions 40 43 24 81 61
River City Federal Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 11.1502,3404,887,158
All Other Unsecured Loans/Lines of Credit 9.9002,3816,937,694
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 0.00000
New Vehicle Loans 2.9001,33030,806,071
Used Vehicle Loans 3.9501,93026,475,880
Total 1st Mortgage Real Estate Loans/Lines of Credit 4.25027422,997,397
Total Other Real Estate Loans/Lines of Credit 5.500953,448,029
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 5.5002833,028,381
TOTAL LOANS & LEASES 8,63398,580,610

River City Federal Credit Union Real Estate Loans and Lines of Credit

REAL STATE LOANS FIRST MORTGAGE

No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 356,725,5133880,962
    b. 15 Years or less 1102,86700
Balloon/Hybrid
    a. > 15 years 4396,12300
    b. 15 Years or less 0000
Other Fixed Rate 23015,701,960222,085,646
Adjustable Rate 1 yr or less 470,93400
Adjustable Rate > 1 yr 0000

OTHER REAL ESTATE

Closed-End Fixed Rate 532,336,3264293,575
Closed-End Adjustable Rate 391,048,4128293,442
Open-End Adjustable Rate 260,00600
Open-End Fixed Rate 13,28500
TOTALS 36926,445,426373,553,625

MISCELLANEOUS REAL ESTATE LOANS/LINES OF CREDIT INFORMATION

Interest Only & Payment Option 1st Mortgage Loans 11,456,0000
Interest Only & Payment Option Other RE/LOC Loans 000
REVERSE MORTGAGES
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

River City Federal Credit Union Member Offerings
First Time Homebuyer Program No
Real Estate Loans Yes
Pay Day Lending No
Share Secured Credit Cards Yes
Overdraft Protection/Courtesy Pay Yes
Overdraft Lines of Credit Yes
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans No
Check Cashing Yes
Money Orders Yes
No Surcharge ATMs Yes
Home Banking Via Internet Website Yes