Yuma County Federal Credit Union

A short history of Yuma County FCU

Since its inception in 1949 the Yuma County Federal Credit Union has been serving its members in the YUMA, Colorado area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by KATHI GLANZ, the Yuma County FCU has grown its membership to over 2,319 with assets of more than $34,539,106. They have a main office and 2 branch offices. Please see the credit unions website or contact them by phone at (970) 848-3823 or email them at askme@ycfcu.com to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in YUMA, CO.

General Information For Yuma County FCU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Compare Yuma County Federal Credit Union To Other Local Credit Unions

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Branch Name

Address

Zip Code

Phone Number

ATM Access

Distance (Miles)

Yuma County Federal Credit Union Financial Performance Charts

Financial Data

Yuma County Federal Credit Union Lowest Loan Rates With State and USA Rankings

	Unsecured Credit Card	New Car Loans	Used Car Loans	1st Mortgage Loans	Other Real Estate
Rate	12.90	3.06	3.72	5.50	3.75
Mean Rate For All USA Based Credit Unions	10.56	3.72	5.00	4.48	4.95
Rank Among All USA Credit Unions	452	152	172	324	74
Rank Among All Colorado Credit Unions	32	14	14	41	1

Yuma County Federal Credit Union Highest Deposit Rates With State and USA Rankings

	Checking	Regular Savings	Money Market	Certificates of Deposits	IRA/KEOGH
Rate	0.05	0.10	0.40	0.55	0.70
Mean Rate For All USA Based Credit Unions	0.19	0.26	0.29	0.73	0.66
Rank Among All USA Credit Unions	125	129	76	251	199
Rank Among All Colorado Credit Unions	5	12	6	28	23

Yuma County Federal Credit Union Loans and Leases

Interest Rate

Number of Loans

Amount

Unsecured Credit Card Loans	12.900	220	118,738
All Other Unsecured Loans/Lines of Credit	13.000	285	90,176
Short-Term, Small Amount Loans (STS) (Federal CU Only)	0.000	0	0
Non-Federally Guaranteed Student Loans	0.000	0	0
New Vehicle Loans	3.060	31	777,641
Used Vehicle Loans	3.720	260	3,167,897
Total 1st Mortgage Real Estate Loans/Lines of Credit	5.500	83	4,325,926
Total Other Real Estate Loans/Lines of Credit	3.750	79	3,968,108
Leases Receivable	0.000	0	0
Total All Other Loans/Lines of Credit	3.630	115	1,181,017
TOTAL LOANS & LEASES		1,073	13,629,503

Yuma County Federal Credit Union Real Estate Loans and Lines of Credit

REAL STATE LOANS FIRST MORTGAGE

No. of Loans Outstanding

Amt of Loans Outstanding

No. of Loans Granted Year- to-Date

Amount Granted Year-To-Date

Fixed Rate
a. > 15 years	0	0	0	0
b. 15 Years or less	0	0	0	0
Balloon/Hybrid
a. > 15 years	0	0	0	0
b. 15 Years or less	83	4,325,926	6	296,000
Other Fixed Rate	0	0	0	0
Adjustable Rate 1 yr or less	0	0	0	0
Adjustable Rate > 1 yr	0	0	0	0

OTHER REAL ESTATE

Closed-End Fixed Rate	2	18,272	0	0
Closed-End Adjustable Rate	0	0	0	0
Open-End Adjustable Rate	77	3,949,836	2	304,360
Open-End Fixed Rate	0	0	0	0
TOTALS	162	8,294,034	8	600,360

MISCELLANEOUS REAL ESTATE LOANS/LINES OF CREDIT INFORMATION

Interest Only & Payment Option 1st Mortgage Loans	0	0		0
Interest Only & Payment Option Other RE/LOC Loans	0	0		0
REVERSE MORTGAGES
a. Federally Insured Home Equity Conversion Mortgage (HECM)	0	0	0	0
b. Proprietary Reverse Mortgage Products	0	0	0	0

Yuma County Federal Credit Union Member Offerings

First Time Homebuyer Program	No
Real Estate Loans	Yes
Pay Day Lending	No
Share Secured Credit Cards	No
Overdraft Protection/Courtesy Pay	No
Overdraft Lines of Credit	Yes
ATM/Debit Card Program	Yes
Interest Only and Payment Option 1st Mortgage Loans	No
Check Cashing	No
Money Orders	No
No Surcharge ATMs	No
Home Banking Via Internet Website	Yes