Western Connecticut Federal Credit Union

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A short history of Western Connecticut FCU

Since its inception in 1966 the Western Connecticut Federal Credit Union has been serving its members in the Bethel, Connecticut area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Sabrina DeFazio, the Western Connecticut FCU has grown its membership to over 3,774 with assets of more than $25,920,212. They have a main office and 1 branch offices. Please see the credit unions website or contact them by phone at (203) 791-9399 or email them at info@westernctfcu.com to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in Bethel, CT.

General Information For Western Connecticut FCU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 17330
Address 2 Stony Hill Rd Ste 100 
City Bethel 
State Connecticut 
Zip-Code 06801
Phone Number (203) 791-9399
Fax Number (203) 791-8273
Email Address: info@westernctfcu.com
CEO/President Sabrina DeFazio
Members 3,774 
Full-Time Employees
Part-Time Employees
Number of Branch Offices
Total Assets 25,920,212 
Website http://www.westernctfcu.com 

Compare Western Connecticut Federal Credit Union To Other Local Credit Unions


Credit Union Name
Branch Name
Address
Zip Code
Phone Number
ATM Access
Distance (Miles)
Consolidated Controls Corp. CU MAIN OFFICE 15 DURANT AVE 06801 (203) 796-6324 No 1.26
Danbury Cyanamid Employees CU Danbury Cyanamid ECU 2 Starr St 06810 (203) 778-8677 No 2.28
Soundview Financial CU S Boston Branch 1 Gillette Park 02127 (617) 463-2709 No 3.09
Curtis CU Curtis Federal Credit Union 44 Berkshire Rd 06482 (203) 426-5861 No 7.26
Community Cu Of New Milford, Inc. CU 145C Danbury Rd 145C Danbury Rd 06776 (860) 210-0777 No 11.93

Western Connecticut Federal Credit Union Financial Performance Charts


Performance Charts

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Financial Data


Western Connecticut Federal Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate 12.99 2.39 2.99 4.00 3.50
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions 458 70 91 138 56
Rank Among All Connecticut Credit Unions 30 12 11 18 6

Western Connecticut Federal Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate 0.05 0.10 0.15 0.45 0.45
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions 125 129 124 274 234
Rank Among All Connecticut Credit Unions 10 13 17 27 23
Western Connecticut Federal Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 12.990298851,505
All Other Unsecured Loans/Lines of Credit 7.7403241,367,341
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 0.00000
New Vehicle Loans 2.39032603,618
Used Vehicle Loans 2.990971,253,194
Total 1st Mortgage Real Estate Loans/Lines of Credit 4.000539,497,398
Total Other Real Estate Loans/Lines of Credit 3.500984,370,867
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 9.99063241,254
TOTAL LOANS & LEASES 96518,185,177

Western Connecticut Federal Credit Union Real Estate Loans and Lines of Credit

REAL STATE LOANS FIRST MORTGAGE

No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 275,094,98500
    b. 15 Years or less 131,881,44100
Balloon/Hybrid
    a. > 15 years 0000
    b. 15 Years or less 132,520,97200
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 0000
Adjustable Rate > 1 yr 0000

OTHER REAL ESTATE

Closed-End Fixed Rate 401,633,6308385,500
Closed-End Adjustable Rate 10296,17600
Open-End Adjustable Rate 482,441,0614231,000
Open-End Fixed Rate 0000
TOTALS 15113,868,26512616,500

MISCELLANEOUS REAL ESTATE LOANS/LINES OF CREDIT INFORMATION

Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 482,441,061231,000
REVERSE MORTGAGES
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

Western Connecticut Federal Credit Union Member Offerings
First Time Homebuyer Program No
Real Estate Loans Yes
Pay Day Lending No
Share Secured Credit Cards Yes
Overdraft Protection/Courtesy Pay Yes
Overdraft Lines of Credit Yes
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans No
Check Cashing No
Money Orders No
No Surcharge ATMs Yes
Home Banking Via Internet Website Yes