Valley 1st Community Federal Credit Union

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A short history of Valley 1st Community FCU

Since its inception in 1935 the Valley 1st Community Federal Credit Union has been serving its members in the MONESSEN, Pennsylvania area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by JAMES RITTER, the Valley 1st Community FCU has grown its membership to over 10,469 with assets of more than $85,125,584. They have a main office and 2 branch offices. Please see the credit unions website or contact them by phone at (724) 684-8875 or email them at JRITTER@VALLEY1ST.ORG to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in MONESSEN, PA.

General Information For Valley 1st Community FCU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 649
Address 815 SCHOONMAKER AVE 
City MONESSEN 
State Pennsylvania 
Zip-Code 15062
Phone Number (724) 684-8875
Fax Number (724) 684-4133
Email Address: JRITTER@VALLEY1ST.ORG
CEO/President JAMES RITTER
Members 10,469 
Full-Time Employees 17 
Part-Time Employees
Number of Branch Offices
Total Assets 85,125,584 
Website http://WWW.VALLEY1ST.ORG 

Compare Valley 1st Community Federal Credit Union To Other Local Credit Unions


Credit Union Name
Branch Name
Address
Zip Code
Phone Number
ATM Access
Distance (Miles)
Aps CU APS Federal Credit Union 259 Fremont Rd 15022 (724) 483-6260 No 1.77
Bva CU BVA Federal Credit Union 608 Rostraver Rd 15012 (724) 930-9864 No 2.32
Newell CU Newell FCU 309 Long St 15466 (724) 938-2460 No 5.13
Cal-ed CU Cal-Ed Federal Credit Union 100 TECHNOLOGY DR 15419 (724) 938-3280 No 6.72
Clairton Works CU Clairton Works FCU 121 S 2nd Ave 15037 (412) 384-7088 No 8.55

Valley 1st Community Federal Credit Union Financial Performance Charts


Performance Charts

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Financial Data


Valley 1st Community Federal Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate 10.90 3.50 4.75 4.50 5.00
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions 332 209 296 205 229
Rank Among All Pennsylvania Credit Unions 54 80 98 69 87

Valley 1st Community Federal Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate 0.10 0.15 0.20 0.40 0.40
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions 116 119 114 284 243
Rank Among All Pennsylvania Credit Unions 13 32 23 77 50
Valley 1st Community Federal Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 10.9005791,280,408
All Other Unsecured Loans/Lines of Credit 11.0004711,294,362
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 7.9001089,869
New Vehicle Loans 3.5001402,867,484
Used Vehicle Loans 4.7502142,653,063
Total 1st Mortgage Real Estate Loans/Lines of Credit 4.50031618,118,808
Total Other Real Estate Loans/Lines of Credit 5.000972,106,238
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 2.150145560,237
TOTAL LOANS & LEASES 1,97228,970,469

Valley 1st Community Federal Credit Union Real Estate Loans and Lines of Credit

REAL STATE LOANS FIRST MORTGAGE

No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 22214,470,7136654,150
    b. 15 Years or less 943,648,09500
Balloon/Hybrid
    a. > 15 years 0000
    b. 15 Years or less 0000
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 0000
Adjustable Rate > 1 yr 0000

OTHER REAL ESTATE

Closed-End Fixed Rate 972,106,238486,400
Closed-End Adjustable Rate 0000
Open-End Adjustable Rate 0000
Open-End Fixed Rate 0000
TOTALS 41320,225,04610740,550

MISCELLANEOUS REAL ESTATE LOANS/LINES OF CREDIT INFORMATION

Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 000
REVERSE MORTGAGES
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

Valley 1st Community Federal Credit Union Member Offerings
First Time Homebuyer Program No
Real Estate Loans Yes
Pay Day Lending No
Share Secured Credit Cards No
Overdraft Protection/Courtesy Pay Yes
Overdraft Lines of Credit No
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans No
Check Cashing Yes
Money Orders Yes
No Surcharge ATMs Yes
Home Banking Via Internet Website Yes