Va Desert Pacific Federal Credit Union

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A short history of Va Desert Pacific FCU

Since its inception in 1947 the Va Desert Pacific Federal Credit Union has been serving its members in the Long Beach, California area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Cindy Glessner, the Va Desert Pacific FCU has grown its membership to over 5,650 with assets of more than $73,660,589. They have a main office and 2 branch offices. Please see the credit unions website or contact them by phone at (562) 498-1250 or email them at help@vadpfcu.org to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in Long Beach, CA.

General Information For Va Desert Pacific FCU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 5530
Address 5901 E 7th St Bldg2 
City Long Beach 
State California 
Zip-Code 90822
Phone Number (562) 498-1250
Fax Number (562) 597-5122
Email Address: help@vadpfcu.org
CEO/President Cindy Glessner
Members 5,650 
Full-Time Employees 16 
Part-Time Employees
Number of Branch Offices
Total Assets 73,660,589 
Website http://www.vadpfcu.org 

Compare Va Desert Pacific Federal Credit Union To Other Local Credit Unions


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Branch Name
Address
Zip Code
Phone Number
ATM Access
Distance (Miles)
Bopti CU Main Office 1451 S Seaside Ave 90731 (310) 832-0227 No 0.99
U.s.b. Employees CU USB EFCU 300 Falcon St 90744 (310) 830-0161 No 1.46
I.l.w.u. CU San Pedro Branch 860 N Western Ave 90748 (310) 834-6411 No 3.36
Harbor Area Postal Employees CU Main Branch 25433 Narbonne Ave 90717 (310) 539-9870 No 5.32
Allied Healthcare CU St. Marys Medical Center 1050 Linden Ave 90809 (562) 491-9038 No 6.37

Va Desert Pacific Federal Credit Union Financial Performance Charts


Performance Charts

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Financial Data


Va Desert Pacific Federal Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate 9.81 5.23 7.30 3.98 5.13
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions 232 422 571 136 247
Rank Among All California Credit Unions 43 137 171 50 78

Va Desert Pacific Federal Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate 0.26 0.45 0.86 0.95 0.63
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions 94 70 26 183 208
Rank Among All California Credit Unions 11 14 5 43 49
Va Desert Pacific Federal Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 9.8107301,412,972
All Other Unsecured Loans/Lines of Credit 11.0901,1703,837,125
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 4.77012302,851
New Vehicle Loans 5.2302224,873,646
Used Vehicle Loans 7.3001,08816,445,905
Total 1st Mortgage Real Estate Loans/Lines of Credit 3.9807612,903,957
Total Other Real Estate Loans/Lines of Credit 5.130674,806,977
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 3.51026310,029
TOTAL LOANS & LEASES 3,39144,893,462

Va Desert Pacific Federal Credit Union Real Estate Loans and Lines of Credit

REAL STATE LOANS FIRST MORTGAGE

No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 2149,49700
    b. 15 Years or less 405,172,648101,643,000
Balloon/Hybrid
    a. > 15 years 61,517,58600
    b. 15 Years or less 275,700,42300
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 0000
Adjustable Rate > 1 yr 1363,80300

OTHER REAL ESTATE

Closed-End Fixed Rate 282,559,25500
Closed-End Adjustable Rate 2209,85200
Open-End Adjustable Rate 372,037,8706524,970
Open-End Fixed Rate 0000
TOTALS 14317,710,934162,167,970

MISCELLANEOUS REAL ESTATE LOANS/LINES OF CREDIT INFORMATION

Interest Only & Payment Option 1st Mortgage Loans 2942,8390
Interest Only & Payment Option Other RE/LOC Loans 362,013,925524,970
REVERSE MORTGAGES
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

Va Desert Pacific Federal Credit Union Member Offerings
First Time Homebuyer Program Yes
Real Estate Loans Yes
Pay Day Lending No
Share Secured Credit Cards Yes
Overdraft Protection/Courtesy Pay Yes
Overdraft Lines of Credit Yes
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans Yes
Check Cashing Yes
Money Orders Yes
No Surcharge ATMs Yes
Home Banking Via Internet Website Yes