Utah First Federal Credit Union

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A short history of Utah First FCU

Since its inception in 1935 the Utah First Federal Credit Union has been serving its members in the SALT LAKE CITY, Utah area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Darin Moody, the Utah First FCU has grown its membership to over 20,946 with assets of more than $332,162,439. They have a main office and 9 branch offices. Please see the credit unions website or contact them by phone at (801) 320-2600 or email them at none to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in SALT LAKE CITY, UT.

General Information For Utah First FCU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 528
Address 200 E SOUTH TEMPLE 
City SALT LAKE CITY 
State Utah 
Zip-Code 84111
Phone Number (801) 320-2600
Fax Number (801) 320-2663
Email Address: none
CEO/President Darin Moody
Members 20,946 
Full-Time Employees 80 
Part-Time Employees
Number of Branch Offices
Total Assets 332,162,439 
Website http://www.utahfirst.com 

Compare Utah First Federal Credit Union To Other Local Credit Unions


Credit Union Name
Branch Name
Address
Zip Code
Phone Number
ATM Access
Distance (Miles)
Utah CU Corporate Office 564 E 300 S 84102 (801) 328-1521 No 0.66
Federal Family CU Social Hall 166 E Social Hall Ave 84111 (801) 355-7771 No 0.78
Firefighters CU Firefighters Credit Union 124 W 1400 S Ste 101 84115 (801) 487-3219 No 1.30
Transwest CU Salt Lake Branch 39 W 2100 S 84115 (801) 487-1692 No 1.62
Tanner Employees CU Main Corporate Office 1865 S Main St Ste 2 84115 (801) 483-8396 No 1.88

Utah First Federal Credit Union Financial Performance Charts


Performance Charts

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Financial Data


Utah First Federal Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate 11.90 2.99 2.99 5.99 4.00
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions 406 145 91 372 100
Rank Among All Utah Credit Unions 30 14 7 34 4

Utah First Federal Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate 0.05 0.10 0.15 0.85 0.85
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions 125 129 124 198 179
Rank Among All Utah Credit Unions 7 14 14 18 16
Utah First Federal Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 11.9005,41516,797,548
All Other Unsecured Loans/Lines of Credit 6.2501,9785,987,260
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 0.00000
New Vehicle Loans 2.9903718,942,092
Used Vehicle Loans 2.9904,75662,491,659
Total 1st Mortgage Real Estate Loans/Lines of Credit 5.990219105,385,647
Total Other Real Estate Loans/Lines of Credit 4.0001,13158,253,612
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 5.2504926,679,382
TOTAL LOANS & LEASES 14,362264,537,200

Utah First Federal Credit Union Real Estate Loans and Lines of Credit

REAL STATE LOANS FIRST MORTGAGE

No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 00306,029,329
    b. 15 Years or less 179,390,69133,200,792
Balloon/Hybrid
    a. > 15 years 8555,904,440128,853,082
    b. 15 Years or less 11639,974,2502911,177,621
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 1116,26600
Adjustable Rate > 1 yr 0000

OTHER REAL ESTATE

Closed-End Fixed Rate 1004,541,425301,142,985
Closed-End Adjustable Rate 0000
Open-End Adjustable Rate 1,03153,712,18769515,448,435
Open-End Fixed Rate 0000
TOTALS 1,350163,639,25979945,852,244

MISCELLANEOUS REAL ESTATE LOANS/LINES OF CREDIT INFORMATION

Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 80845,365,11312,756,137
REVERSE MORTGAGES
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

Utah First Federal Credit Union Member Offerings
First Time Homebuyer Program No
Real Estate Loans Yes
Pay Day Lending No
Share Secured Credit Cards No
Overdraft Protection/Courtesy Pay Yes
Overdraft Lines of Credit Yes
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans Yes
Check Cashing No
Money Orders Yes
No Surcharge ATMs Yes
Home Banking Via Internet Website Yes