Ussco Johnstown Federal Credit Union

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A short history of Ussco Johnstown FCU

Since its inception in 1958 the Ussco Johnstown Federal Credit Union has been serving its members in the Johnstown, Pennsylvania area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Todd Cover, the Ussco Johnstown FCU has grown its membership to over 12,487 with assets of more than $103,247,858. They have a main office and 4 branch offices. Please see the credit unions website or contact them by phone at (814) 266-4987 or email them at memserv@usscofcu.net to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in Johnstown, PA.

General Information For Ussco Johnstown FCU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 12219
Address 532 Oakridge Dr 
City Johnstown 
State Pennsylvania 
Zip-Code 15904
Phone Number (814) 266-4987
Fax Number (814) 266-1575
Email Address: memserv@usscofcu.net
CEO/President Todd Cover
Members 12,487 
Full-Time Employees 26 
Part-Time Employees 10 
Number of Branch Offices
Total Assets 103,247,858 
Website http://www.usscofcu.org 

Compare Ussco Johnstown Federal Credit Union To Other Local Credit Unions


Credit Union Name
Branch Name
Address
Zip Code
Phone Number
ATM Access
Distance (Miles)
Franklin Johnstown CU Richland Office 310 Bloomfield St 15904 (814) 262-9117 No 2.96
Jstc Employees CU Main Office 969 Eisenhower Blvd Ste J 15904 (814) 266-6222 No 3.16
Merho CU MERHO Federal Credit Union 15 Irene St 15905 (814) 535-3116 No 3.21
G.a.p. CU Downtown 111 Franklin St Rm 224 15901 (814) 535-4165 No 3.38
Healthcare First Credit Union CU UPMC Altoona Hospital 620 Howard Ave 16601 (814) 535-2606 No 3.53

Ussco Johnstown Federal Credit Union Financial Performance Charts


Performance Charts

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Financial Data


Ussco Johnstown Federal Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate 9.90 2.99 3.99 4.50 5.00
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions 243 145 202 205 229
Rank Among All Pennsylvania Credit Unions 39 53 65 69 87

Ussco Johnstown Federal Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate 0.15 0.15 0.15 0.25 1.50
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions 108 119 124 310 94
Rank Among All Pennsylvania Credit Unions 10 32 25 86 11
Ussco Johnstown Federal Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 9.9001,2691,492,618
All Other Unsecured Loans/Lines of Credit 10.9006851,829,819
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 0.00000
New Vehicle Loans 2.99063512,941,612
Used Vehicle Loans 3.9901,31214,450,906
Total 1st Mortgage Real Estate Loans/Lines of Credit 4.5001499,093,169
Total Other Real Estate Loans/Lines of Credit 5.00035011,762,725
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 5.0001,0755,596,309
TOTAL LOANS & LEASES 5,47557,167,158

Ussco Johnstown Federal Credit Union Real Estate Loans and Lines of Credit

REAL STATE LOANS FIRST MORTGAGE

No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 351,690,39700
    b. 15 Years or less 714,509,5184180,000
Balloon/Hybrid
    a. > 15 years 51,374,2011415,000
    b. 15 Years or less 0000
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 11266,48700
Adjustable Rate > 1 yr 271,252,56600

OTHER REAL ESTATE

Closed-End Fixed Rate 28510,977,45424865,875
Closed-End Adjustable Rate 952,88800
Open-End Adjustable Rate 56732,38315,000
Open-End Fixed Rate 0000
TOTALS 49920,855,894301,465,875

MISCELLANEOUS REAL ESTATE LOANS/LINES OF CREDIT INFORMATION

Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 000
REVERSE MORTGAGES
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

Ussco Johnstown Federal Credit Union Member Offerings
First Time Homebuyer Program No
Real Estate Loans Yes
Pay Day Lending No
Share Secured Credit Cards Yes
Overdraft Protection/Courtesy Pay Yes
Overdraft Lines of Credit Yes
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans No
Check Cashing Yes
Money Orders Yes
No Surcharge ATMs Yes
Home Banking Via Internet Website Yes