Umassfive College Federal Credit Union

Social
  • +1

A short history of Umassfive College FCU

Since its inception in 1967 the Umassfive College Federal Credit Union has been serving its members in the Hadley, Massachusetts area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Katherine Hutchinson, the Umassfive College FCU has grown its membership to over 37,535 with assets of more than $467,294,836. They have a main office and 5 branch offices. Please see the credit unions website or contact them by phone at (413) 256-5500 or email them at info@umassfive.org to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in Hadley, MA.

General Information For Umassfive College FCU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 18181
Address PO Box 1060 
City Hadley 
State Massachusetts 
Zip-Code 01035
Phone Number (413) 256-5500
Fax Number (413) 253-9124
Email Address: info@umassfive.org
CEO/President Katherine Hutchinson
Members 37,535 
Full-Time Employees 109 
Part-Time Employees
Number of Branch Offices
Total Assets 467,294,836 
Website http://www.umassfive.coop 

Compare Umassfive College Federal Credit Union To Other Local Credit Unions


Credit Union Name
Branch Name
Address
Zip Code
Phone Number
ATM Access
Distance (Miles)
Northampton V.a.f. CU Northampton VAFF Credit Union 421 N Main St 01053 (413) 582-3110 No 5.20
Holyoke Postal CU Holyoke Postal Credit Union 650 Dwight St 01041 (413) 534-2908 No 10.30
Holyoke CU Holyoke Office 490 Westfield Rd 01040 (413) 532-7007 No 12.10
Alden CU Big Y Chicopee Branch 650 Memorial Dr 01020 (413) 206-5090 No 12.59
Polish National CU Hampden 25 E Longmeadow Rd 01036 (413) 566-0084 No 13.66

Umassfive College Federal Credit Union Financial Performance Charts


Performance Charts

Website Image

Financial Data


Umassfive College Federal Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate 10.60 2.50 2.92 4.13 4.00
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions 307 84 86 160 100
Rank Among All Massachusetts Credit Unions 21 26 18 40 19

Umassfive College Federal Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate 1.93 0.10 0.30 0.80 0.80
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions 24 129 97 207 184
Rank Among All Massachusetts Credit Unions 1 19 21 40 34
Umassfive College Federal Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 10.6006,12917,612,312
All Other Unsecured Loans/Lines of Credit 13.5003,74118,201,986
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 5.75080521,955,244
New Vehicle Loans 2.50067611,708,449
Used Vehicle Loans 2.9207,36666,239,367
Total 1st Mortgage Real Estate Loans/Lines of Credit 4.130694127,275,630
Total Other Real Estate Loans/Lines of Credit 4.0001,81569,267,340
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 8.3004047,478,221
TOTAL LOANS & LEASES 21,630339,738,549

Umassfive College Federal Credit Union Real Estate Loans and Lines of Credit

REAL STATE LOANS FIRST MORTGAGE

No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 43994,599,042379,818,150
    b. 15 Years or less 15018,397,510101,980,420
Balloon/Hybrid
    a. > 15 years 0000
    b. 15 Years or less 0000
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 0000
Adjustable Rate > 1 yr 10514,279,0781167,200

OTHER REAL ESTATE

Closed-End Fixed Rate 38011,668,897261,101,200
Closed-End Adjustable Rate 18603,63500
Open-End Adjustable Rate 1,41756,994,8081169,961,862
Open-End Fixed Rate 0000
TOTALS 2,509196,542,97019023,028,832

MISCELLANEOUS REAL ESTATE LOANS/LINES OF CREDIT INFORMATION

Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 98747,837,4417,840,662
REVERSE MORTGAGES
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

Umassfive College Federal Credit Union Member Offerings
First Time Homebuyer Program No
Real Estate Loans Yes
Pay Day Lending No
Share Secured Credit Cards No
Overdraft Protection/Courtesy Pay Yes
Overdraft Lines of Credit Yes
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans No
Check Cashing Yes
Money Orders Yes
No Surcharge ATMs No
Home Banking Via Internet Website Yes