Uark Federal Credit Union

A short history of Uark FCU

Since its inception in 1965 the Uark Federal Credit Union has been serving its members in the Fayetteville, Arkansas area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Gina Williams, the Uark FCU has grown its membership to over 9,381 with assets of more than $57,481,210. They have a main office and 2 branch offices. Please see the credit unions website or contact them by phone at (479) 521-1199 or email them at questions@uarkfcu.com to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in Fayetteville, AR.

General Information For Uark FCU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Compare Uark Federal Credit Union To Other Local Credit Unions

Credit Union Name	Branch Name	Address	Zip Code	Phone Number	ATM Access	Distance (Miles)
Northwest Arkansas CU	Noarthwest Arkanasas Federal Credit Union	1460 N Woolsey Ave	72703	(479) 443-4401	No	6.22

Uark Federal Credit Union Financial Performance Charts

Financial Data

Uark Federal Credit Union Lowest Loan Rates With State and USA Rankings

	Unsecured Credit Card	New Car Loans	Used Car Loans	1st Mortgage Loans	Other Real Estate
Rate	8.60	3.58	3.79	5.00	5.75
Mean Rate For All USA Based Credit Unions	10.56	3.72	5.00	4.48	4.95
Rank Among All USA Credit Unions	127	219	179	268	317
Rank Among All Arkansas Credit Unions	9	19	7	10	7

Uark Federal Credit Union Highest Deposit Rates With State and USA Rankings

	Checking	Regular Savings	Money Market	Certificates of Deposits	IRA/KEOGH
Rate	0.05	0.05	0.20	0.40	0.35
Mean Rate For All USA Based Credit Unions	0.19	0.26	0.29	0.73	0.66
Rank Among All USA Credit Unions	125	143	114	284	250
Rank Among All Arkansas Credit Unions	7	20	9	26	15

Uark Federal Credit Union Loans and Leases

Interest Rate

Number of Loans

Amount

Unsecured Credit Card Loans	8.600	607	1,464,695
All Other Unsecured Loans/Lines of Credit	10.860	328	914,843
Short-Term, Small Amount Loans (STS) (Federal CU Only)	0.000	0	0
Non-Federally Guaranteed Student Loans	0.000	0	0
New Vehicle Loans	3.580	576	14,679,343
Used Vehicle Loans	3.790	1,359	17,497,291
Total 1st Mortgage Real Estate Loans/Lines of Credit	5.000	107	5,346,576
Total Other Real Estate Loans/Lines of Credit	5.750	28	645,587
Leases Receivable	0.000	0	0
Total All Other Loans/Lines of Credit	6.850	164	1,683,496
TOTAL LOANS & LEASES		3,169	42,231,831

Uark Federal Credit Union Real Estate Loans and Lines of Credit

REAL STATE LOANS FIRST MORTGAGE

No. of Loans Outstanding

Amt of Loans Outstanding

No. of Loans Granted Year- to-Date

Amount Granted Year-To-Date

Fixed Rate
a. > 15 years	20	1,534,439	3	433,380
b. 15 Years or less	50	1,360,529	4	195,800
Balloon/Hybrid
a. > 15 years	0	0	0	0
b. 15 Years or less	0	0	0	0
Other Fixed Rate	0	0	0	0
Adjustable Rate 1 yr or less	3	51,848	0	0
Adjustable Rate > 1 yr	34	2,399,760	2	269,120

OTHER REAL ESTATE

Closed-End Fixed Rate	6	307,478	0	0
Closed-End Adjustable Rate	19	282,855	2	55,000
Open-End Adjustable Rate	0	0	0	0
Open-End Fixed Rate	3	55,254	0	0
TOTALS	135	5,992,163	11	953,300

MISCELLANEOUS REAL ESTATE LOANS/LINES OF CREDIT INFORMATION

Interest Only & Payment Option 1st Mortgage Loans	0	0		0
Interest Only & Payment Option Other RE/LOC Loans	0	0		0
REVERSE MORTGAGES
a. Federally Insured Home Equity Conversion Mortgage (HECM)	0	0	0	0
b. Proprietary Reverse Mortgage Products	0	0	0	0

Uark Federal Credit Union Member Offerings

First Time Homebuyer Program	Yes
Real Estate Loans	Yes
Pay Day Lending	No
Share Secured Credit Cards	Yes
Overdraft Protection/Courtesy Pay	Yes
Overdraft Lines of Credit	No
ATM/Debit Card Program	Yes
Interest Only and Payment Option 1st Mortgage Loans	No
Check Cashing	Yes
Money Orders	Yes
No Surcharge ATMs	Yes
Home Banking Via Internet Website	Yes