Tennessee Members 1st Federal Credit Union

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A short history of Tennessee Members 1st FCU

Since its inception in 1946 the Tennessee Members 1st Federal Credit Union has been serving its members in the OAK RIDGE, Tennessee area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by James Mikels, the Tennessee Members 1st FCU has grown its membership to over 4,747 with assets of more than $82,910,179. They have a main office and 2 branch offices. Please see the credit unions website or contact them by phone at (865) 482-4343 or email them at fcumail@fcumail.org to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in OAK RIDGE, TN.

General Information For Tennessee Members 1st FCU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 5318
Address PO BOX 6828 
City OAK RIDGE 
State Tennessee 
Zip-Code 37831
Phone Number (865) 482-4343
Fax Number (865) 482-2617
Email Address: fcumail@fcumail.org
CEO/President James Mikels
Members 4,747 
Full-Time Employees 18 
Part-Time Employees
Number of Branch Offices
Total Assets 82,910,179 
Website http://www.mymembersfirst.org 

Compare Tennessee Members 1st Federal Credit Union To Other Local Credit Unions


Credit Union Name
Branch Name
Address
Zip Code
Phone Number
ATM Access
Distance (Miles)
Enrichment CU HALLS BRANCH HALLS BRANCH 37918 (865) 482-0045 No 0.57
Ornl CU LaFollette 2229 Jacksboro Pike 37766 (865) 688-9555 No 1.19
Y-12 CU Y-12 FCU Clinton Branch 450 N Charles G Seivers Blvd 37716 (865) 482-1043 No 1.62
Tnconnect CU TNConnect Credit Union 6211 Middlebrook Pike 37950 (865) 688-2424 No 14.73
Holston Methodist CU Main Office 6207 Highland Place Way Ste 101 37950 (865) 558-3117 No 15.74

Tennessee Members 1st Federal Credit Union Financial Performance Charts


Performance Charts

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Financial Data


Tennessee Members 1st Federal Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate 9.15 2.49 3.74 4.40 4.25
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions 169 83 174 194 132
Rank Among All Tennessee Credit Unions 15 18 19 35 12

Tennessee Members 1st Federal Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate 0.03 0.05 0.15 0.35 0.40
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions 130 143 124 294 244
Rank Among All Tennessee Credit Unions 14 20 20 41 35
Tennessee Members 1st Federal Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 9.1506651,448,916
All Other Unsecured Loans/Lines of Credit 10.0003681,501,410
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 0.00000
New Vehicle Loans 2.4902144,998,238
Used Vehicle Loans 3.7405647,643,108
Total 1st Mortgage Real Estate Loans/Lines of Credit 4.40019512,820,178
Total Other Real Estate Loans/Lines of Credit 4.25039628,309
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 6.0001431,771,840
TOTAL LOANS & LEASES 2,18830,811,999

Tennessee Members 1st Federal Credit Union Real Estate Loans and Lines of Credit

REAL STATE LOANS FIRST MORTGAGE

No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 1018,819,0322301,900
    b. 15 Years or less 692,753,8571120,000
Balloon/Hybrid
    a. > 15 years 0000
    b. 15 Years or less 10828,71600
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 15418,57300
Adjustable Rate > 1 yr 0000

OTHER REAL ESTATE

Closed-End Fixed Rate 0000
Closed-End Adjustable Rate 0000
Open-End Adjustable Rate 37604,175218,785
Open-End Fixed Rate 224,13400
TOTALS 23413,448,4875440,685

MISCELLANEOUS REAL ESTATE LOANS/LINES OF CREDIT INFORMATION

Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 000
REVERSE MORTGAGES
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

Tennessee Members 1st Federal Credit Union Member Offerings
First Time Homebuyer Program No
Real Estate Loans Yes
Pay Day Lending No
Share Secured Credit Cards No
Overdraft Protection/Courtesy Pay Yes
Overdraft Lines of Credit No
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans No
Check Cashing Yes
Money Orders Yes
No Surcharge ATMs Yes
Home Banking Via Internet Website Yes