St. Michaels Fall River Federal Credit Union

Social
  • +1

A short history of St. Michaels Fall River FCU

Since its inception in 1953 the St. Michaels Fall River Federal Credit Union has been serving its members in the FALL RIVER, Massachusetts area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Arastou Mahjoory, the St. Michaels Fall River FCU has grown its membership to over 3,874 with assets of more than $53,232,154. They have a main office and 3 branch offices. Please see the credit unions website or contact them by phone at (508) 674-3861 or email them at jbonanca@stmichaelsfcu.com to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in FALL RIVER, MA.

General Information For St. Michaels Fall River FCU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 8915
Address 60 GARSIDE ST 
City FALL RIVER 
State Massachusetts 
Zip-Code 02720
Phone Number (508) 674-3861
Fax Number (508) 677-4966
Email Address: jbonanca@stmichaelsfcu.com
CEO/President Arastou Mahjoory
Members 3,874 
Full-Time Employees 13 
Part-Time Employees
Number of Branch Offices
Total Assets 53,232,154 
Website http://www.stmichaelsfcu.com 

Compare St. Michaels Fall River Federal Credit Union To Other Local Credit Unions


Credit Union Name
Branch Name
Address
Zip Code
Phone Number
ATM Access
Distance (Miles)
Somerset CU Somerset Federal Credit Union 740 County St 02726 (508) 678-2851 No 2.10
St. Anthony Of Padua CU St. Anthony of Padua FCU 806 Bedford St 02723 (508) 674-3019 No 2.77
Notre Dame Community CU Corporate Office 659 Eastern Ave 02723 (508) 676-1067 No 3.20
Fall River Municipal CU Robeson Office 1110 Robeson St 02720 (508) 677-2501 No 3.48
Santo Christo CU New Bedford Credit Union 1150 Purchase St 02740 (508) 994-6546 No 3.63

St. Michaels Fall River Federal Credit Union Financial Performance Charts


Performance Charts

Website Image

Financial Data


St. Michaels Fall River Federal Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate 10.75 3.00 6.50 4.50 6.00
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions 320 146 499 205 341
Rank Among All Massachusetts Credit Unions 22 44 87 48 54

St. Michaels Fall River Federal Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate 0.05 0.05 0.75 0.95 0.95
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions 125 143 32 183 166
Rank Among All Massachusetts Credit Unions 10 21 4 31 28
St. Michaels Fall River Federal Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 10.750220305,654
All Other Unsecured Loans/Lines of Credit 9.0003411,271,036
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 0.00000
New Vehicle Loans 3.00014105,943
Used Vehicle Loans 6.5001801,185,712
Total 1st Mortgage Real Estate Loans/Lines of Credit 4.50020339,927,363
Total Other Real Estate Loans/Lines of Credit 6.000634,151,274
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 6.000882,080,027
TOTAL LOANS & LEASES 1,10949,027,009

St. Michaels Fall River Federal Credit Union Real Estate Loans and Lines of Credit

REAL STATE LOANS FIRST MORTGAGE

No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 0000
    b. 15 Years or less 272,131,61600
Balloon/Hybrid
    a. > 15 years 0000
    b. 15 Years or less 0000
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 488,216,36400
Adjustable Rate > 1 yr 12829,579,383359,152,850

OTHER REAL ESTATE

Closed-End Fixed Rate 156,61200
Closed-End Adjustable Rate 41,039,4733127,000
Open-End Adjustable Rate 583,055,189141,120,000
Open-End Fixed Rate 0000
TOTALS 26644,078,6375210,399,850

MISCELLANEOUS REAL ESTATE LOANS/LINES OF CREDIT INFORMATION

Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 000
REVERSE MORTGAGES
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

St. Michaels Fall River Federal Credit Union Member Offerings
First Time Homebuyer Program No
Real Estate Loans Yes
Pay Day Lending No
Share Secured Credit Cards Yes
Overdraft Protection/Courtesy Pay No
Overdraft Lines of Credit No
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans No
Check Cashing Yes
Money Orders Yes
No Surcharge ATMs No
Home Banking Via Internet Website Yes