St. Helens Community Federal Credit Union

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A short history of St. Helens Community FCU

Since its inception in 1938 the St. Helens Community Federal Credit Union has been serving its members in the SAINT HELENS, Oregon area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Brooke VanVleet, the St. Helens Community FCU has grown its membership to over 15,948 with assets of more than $219,019,273. They have a main office and 3 branch offices. Please see the credit unions website or contact them by phone at (503) 397-2376 or email them at member.service@shcu.org to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in SAINT HELENS, OR.

General Information For St. Helens Community FCU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 2730
Address PO BOX 537 
City SAINT HELENS 
State Oregon 
Zip-Code 97051
Phone Number (503) 397-2376
Fax Number (503) 397-0688
Email Address: member.service@shcu.org
CEO/President Brooke VanVleet
Members 15,948 
Full-Time Employees 55 
Part-Time Employees 16 
Number of Branch Offices
Total Assets 219,019,273 
Website http://www.shcfcu.org 

Compare St. Helens Community Federal Credit Union To Other Local Credit Unions


Credit Union Name
Branch Name
Address
Zip Code
Phone Number
ATM Access
Distance (Miles)
People's Community CU Downtown 904 Daniels St 98666 (360) 695-5121 No 17.19
Lower Columbia Longshoremen CU Lower Columbia Longshoremen FCU 629 14th Ave 98632 (360) 423-2770 No 17.83
Fibre CU West Kelso 102 NW 5th Ave 98632 (360) 423-8750 No 17.96
Pud CU PUD Federal Credit Union 960 Commerce Ave 98632 (360) 501-9500 No 18.18
Mint Valley CU Mint Valley FCU 3325 Washington Way 98632 (360) 425-5444 No 18.50

St. Helens Community Federal Credit Union Financial Performance Charts


Performance Charts

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Financial Data


St. Helens Community Federal Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate 9.89 2.74 3.86 4.83 4.78
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions 241 113 186 249 203
Rank Among All Oregon Credit Unions 18 10 21 29 14

St. Helens Community Federal Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate 0.42 0.02 0.09 0.52 0.23
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions 77 151 136 258 268
Rank Among All Oregon Credit Unions 3 15 17 23 24
St. Helens Community Federal Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 9.8904,02211,139,466
All Other Unsecured Loans/Lines of Credit 10.2501,5165,501,845
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 0.00000
New Vehicle Loans 2.7401,40728,261,849
Used Vehicle Loans 3.8601,21415,127,829
Total 1st Mortgage Real Estate Loans/Lines of Credit 4.83037983,234,361
Total Other Real Estate Loans/Lines of Credit 4.78036214,698,361
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 6.93058113,507,339
TOTAL LOANS & LEASES 9,481171,471,050

St. Helens Community Federal Credit Union Real Estate Loans and Lines of Credit

REAL STATE LOANS FIRST MORTGAGE

No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 12425,612,463275,708,970
    b. 15 Years or less 14525,415,180152,699,550
Balloon/Hybrid
    a. > 15 years 10599,06852,197,935
    b. 15 Years or less 6528,902,1151500
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 3219,5336362,505
Adjustable Rate > 1 yr 322,486,0024125,368

OTHER REAL ESTATE

Closed-End Fixed Rate 826,710,010222,888,300
Closed-End Adjustable Rate 5115,07500
Open-End Adjustable Rate 1925,642,8215669,320
Open-End Fixed Rate 832,230,455291,207,040
TOTALS 74197,932,72211415,859,488

MISCELLANEOUS REAL ESTATE LOANS/LINES OF CREDIT INFORMATION

Interest Only & Payment Option 1st Mortgage Loans 3219,5330
Interest Only & Payment Option Other RE/LOC Loans 000
REVERSE MORTGAGES
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

St. Helens Community Federal Credit Union Member Offerings
First Time Homebuyer Program Yes
Real Estate Loans Yes
Pay Day Lending No
Share Secured Credit Cards Yes
Overdraft Protection/Courtesy Pay Yes
Overdraft Lines of Credit No
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans Yes
Check Cashing No
Money Orders Yes
No Surcharge ATMs Yes
Home Banking Via Internet Website Yes