Spokane Teachers Credit Union

A short history of Spokane Teachers CU

Since its inception in 1934 the Spokane Teachers Credit Union has been serving its members in the LIBERTY LAKE, Washington area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Thomas Johnson, the Spokane Teachers CU has grown its membership to over 167,557 with assets of more than $2,591,984,738. They have a main office and 21 branch offices. Please see the credit unions website or contact them by phone at (509) 326-1954 or email them at info@stcu.org to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in LIBERTY LAKE, WA.

General Information For Spokane Teachers CU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Compare Spokane Teachers Credit Union To Other Local Credit Unions

Credit Union Name	Branch Name	Address	Zip Code	Phone Number	ATM Access	Distance (Miles)
Numerica CU	Lyons	303 E Lyons Ave	99208	(509) 535-7613	No	6.00
Horizon CU	Sandpoint Branch	520 N 5th Ave	99215	(208) 263-7525	No	7.26
Progressions CU	Main Branch	2919 E Mission AVE	99202	(509) 535-0191	No	13.46
Avista Corp. CU	Avista Corp Credit Unions	1411 E Mission Ave	99220	(509) 495-2000	No	14.76
Safeway CU	Office	529 E North Foothills Dr	99207	(509) 483-9416	No	15.18

Spokane Teachers Credit Union Financial Performance Charts

Financial Data

Spokane Teachers Credit Union Lowest Loan Rates With State and USA Rankings

	Unsecured Credit Card	New Car Loans	Used Car Loans	1st Mortgage Loans	Other Real Estate
Rate	9.10	3.81	5.04	4.19	5.65
Mean Rate For All USA Based Credit Unions	10.56	3.72	5.00	4.48	4.95
Rank Among All USA Credit Unions	167	252	328	168	307
Rank Among All Washington Credit Unions	16	35	38	27	32

Spokane Teachers Credit Union Highest Deposit Rates With State and USA Rankings

	Checking	Regular Savings	Money Market	Certificates of Deposits	IRA/KEOGH
Rate	0.03	0.49	0.33	1.44	1.45
Mean Rate For All USA Based Credit Unions	0.19	0.26	0.29	0.73	0.66
Rank Among All USA Credit Unions	130	67	92	98	99
Rank Among All Washington Credit Unions	16	4	8	5	3

Spokane Teachers Credit Union Loans and Leases

Interest Rate

Number of Loans

Amount

Unsecured Credit Card Loans	9.100	42,375	142,181,307
All Other Unsecured Loans/Lines of Credit	11.370	5,198	14,288,499
Short-Term, Small Amount Loans (STS) (Federal CU Only)	0.000	0	0
Non-Federally Guaranteed Student Loans	0.000	0	0
New Vehicle Loans	3.810	11,263	236,655,958
Used Vehicle Loans	5.040	40,099	549,623,187
Total 1st Mortgage Real Estate Loans/Lines of Credit	4.190	7,073	1,009,628,562
Total Other Real Estate Loans/Lines of Credit	5.650	3,551	100,211,310
Leases Receivable	0.000	0	0
Total All Other Loans/Lines of Credit	4.740	9,267	207,574,809
TOTAL LOANS & LEASES		118,826	2,260,163,632

Spokane Teachers Credit Union Real Estate Loans and Lines of Credit

REAL STATE LOANS FIRST MORTGAGE

No. of Loans Outstanding

Amt of Loans Outstanding

No. of Loans Granted Year- to-Date

Amount Granted Year-To-Date

Fixed Rate
a. > 15 years	3,482	452,345,755	285	47,509,596
b. 15 Years or less	1,954	164,438,861	139	19,271,107
Balloon/Hybrid
a. > 15 years	551	79,202,479	43	5,221,700
b. 15 Years or less	574	280,172,741	74	34,000,620
Other Fixed Rate	0	0	0	0
Adjustable Rate 1 yr or less	492	31,669,658	13	1,893,320
Adjustable Rate > 1 yr	20	1,799,068	3	558,888

OTHER REAL ESTATE

Closed-End Fixed Rate	1,815	48,536,014	185	6,538,981
Closed-End Adjustable Rate	8	2,103,876	0	0
Open-End Adjustable Rate	1,728	49,571,420	1,370	25,383,003
Open-End Fixed Rate	0	0	0	0
TOTALS	10,624	1,109,839,872	2,112	140,377,215

MISCELLANEOUS REAL ESTATE LOANS/LINES OF CREDIT INFORMATION

Interest Only & Payment Option 1st Mortgage Loans	279	36,036,864		16,811,779
Interest Only & Payment Option Other RE/LOC Loans	877	25,584,513		15,960,521
REVERSE MORTGAGES
a. Federally Insured Home Equity Conversion Mortgage (HECM)	0	0	0	0
b. Proprietary Reverse Mortgage Products	0	0	0	0

Spokane Teachers Credit Union Member Offerings

First Time Homebuyer Program	Yes
Real Estate Loans	Yes
Pay Day Lending	No
Share Secured Credit Cards	No
Overdraft Protection/Courtesy Pay	Yes
Overdraft Lines of Credit	Yes
ATM/Debit Card Program	Yes
Interest Only and Payment Option 1st Mortgage Loans	Yes
Check Cashing	Yes
Money Orders	Yes
No Surcharge ATMs	Yes
Home Banking Via Internet Website	Yes