Southwest Research Center Federal Credit Union

A short history of Southwest Research Center FCU

Since its inception in 1956 the Southwest Research Center Federal Credit Union has been serving its members in the San Antonio, Texas area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Alice Viera, the Southwest Research Center FCU has grown its membership to over 10,743 with assets of more than $74,867,276. They have a main office and 2 branch offices. Please see the credit unions website or contact them by phone at (210) 684-1054 or email them at mailbox@swrcfcu.com to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in San Antonio, TX.

General Information For Southwest Research Center FCU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Compare Southwest Research Center Federal Credit Union To Other Local Credit Unions

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Texas Associations Of Professionals CU	Main Office	9110 W Interstate 10 Ste 100	78230	(210) 593-1200	No	7.88
Credit Human CU	Windsor	8047 Midcrown Dr	78295	(210) 258-1130	No	8.12
Baptist CU	Dallas Office	521 N Ervay St	75201	(214) 740-0025	No	8.38

Southwest Research Center Federal Credit Union Financial Performance Charts

Financial Data

Southwest Research Center Federal Credit Union Lowest Loan Rates With State and USA Rankings

	Unsecured Credit Card	New Car Loans	Used Car Loans	1st Mortgage Loans	Other Real Estate
Rate	13.40	2.15	2.15	4.50	4.50
Mean Rate For All USA Based Credit Unions	10.56	3.72	5.00	4.48	4.95
Rank Among All USA Credit Unions	469	46	31	205	168
Rank Among All Texas Credit Unions	107	13	11	62	29

Southwest Research Center Federal Credit Union Highest Deposit Rates With State and USA Rankings

	Checking	Regular Savings	Money Market	Certificates of Deposits	IRA/KEOGH
Rate	0.01	0.05	0.30	0.30	0.30
Mean Rate For All USA Based Credit Unions	0.19	0.26	0.29	0.73	0.66
Rank Among All USA Credit Unions	140	143	97	302	259
Rank Among All Texas Credit Unions	40	51	20	105	68

Southwest Research Center Federal Credit Union Loans and Leases

Interest Rate

Number of Loans

Amount

Unsecured Credit Card Loans	13.400	1,696	2,440,306
All Other Unsecured Loans/Lines of Credit	7.500	1,069	5,453,465
Short-Term, Small Amount Loans (STS) (Federal CU Only)	0.000	0	0
Non-Federally Guaranteed Student Loans	0.000	0	0
New Vehicle Loans	2.150	5,602	15,461,876
Used Vehicle Loans	2.150	8,353	16,183,416
Total 1st Mortgage Real Estate Loans/Lines of Credit	4.500	16	538,667
Total Other Real Estate Loans/Lines of Credit	4.500	6	123,470
Leases Receivable	0.000	0	0
Total All Other Loans/Lines of Credit	6.800	512	2,178,034
TOTAL LOANS & LEASES		17,254	42,379,234

Southwest Research Center Federal Credit Union Real Estate Loans and Lines of Credit

REAL STATE LOANS FIRST MORTGAGE

No. of Loans Outstanding

Amt of Loans Outstanding

No. of Loans Granted Year- to-Date

Amount Granted Year-To-Date

Fixed Rate
a. > 15 years	0	0	0	0
b. 15 Years or less	16	538,667	0	0
Balloon/Hybrid
a. > 15 years	0	0	0	0
b. 15 Years or less	0	0	0	0
Other Fixed Rate	0	0	0	0
Adjustable Rate 1 yr or less	0	0	0	0
Adjustable Rate > 1 yr	0	0	0	0

OTHER REAL ESTATE

Closed-End Fixed Rate	6	123,470	0	0
Closed-End Adjustable Rate	0	0	0	0
Open-End Adjustable Rate	0	0	0	0
Open-End Fixed Rate	0	0	0	0
TOTALS	22	662,137	0	0

MISCELLANEOUS REAL ESTATE LOANS/LINES OF CREDIT INFORMATION

Interest Only & Payment Option 1st Mortgage Loans	0	0		0
Interest Only & Payment Option Other RE/LOC Loans	0	0		0
REVERSE MORTGAGES
a. Federally Insured Home Equity Conversion Mortgage (HECM)	0	0	0	0
b. Proprietary Reverse Mortgage Products	0	0	0	0

Southwest Research Center Federal Credit Union Member Offerings

First Time Homebuyer Program	No
Real Estate Loans	Yes
Pay Day Lending	No
Share Secured Credit Cards	Yes
Overdraft Protection/Courtesy Pay	Yes
Overdraft Lines of Credit	Yes
ATM/Debit Card Program	Yes
Interest Only and Payment Option 1st Mortgage Loans	No
Check Cashing	Yes
Money Orders	Yes
No Surcharge ATMs	Yes
Home Banking Via Internet Website	Yes