South Texas Area Resources Credit Union

Social
  • +1

A short history of South Texas Area Resources CU

Since its inception in 1959 the South Texas Area Resources Credit Union has been serving its members in the CORPUS CHRISTI, Texas area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Christina Reyna, the South Texas Area Resources CU has grown its membership to over 5,347 with assets of more than $45,591,021. They have a main office and 3 branch offices. Please see the credit unions website or contact them by phone at (361) 242-7827 or email them at members@starcu.com to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in CORPUS CHRISTI, TX.

General Information For South Texas Area Resources CU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 68300
Address PO BOX 10324 
City CORPUS CHRISTI 
State Texas 
Zip-Code 78460
Phone Number (361) 242-7827
Fax Number (361) 241-6207
Email Address: members@starcu.com
CEO/President Christina Reyna
Members 5,347 
Full-Time Employees 18 
Part-Time Employees
Number of Branch Offices
Total Assets 45,591,021 
Website http://www.starcu.org 

Compare South Texas Area Resources Credit Union To Other Local Credit Unions


Credit Union Name
Branch Name
Address
Zip Code
Phone Number
ATM Access
Distance (Miles)
Corpus Christi S.p. CU Corpus Christi S.P. Credit Union 1120 N Tancahua St 78403 (361) 888-8332 No 0.10
Nce CU N. C. E. CREDIT UNION 901 Leopard St 78401 (361) 882-4780 No 0.36
Third Coast CU Third Coast FCU 1601 5th St 78404 (361) 814-3463 No 1.75
Corpus Christi Postal Employees CU Corpus Christi Postal Employees Credit Union 808 Nueces Bay Blvd 78469 (361) 888-5871 No 1.85
E E South Texas CU E E South Texas Credit Union 3649 Leopard St Ste 300 78469 (361) 888-4610 No 2.18

South Texas Area Resources Credit Union Financial Performance Charts


Performance Charts

Website Image

Financial Data


South Texas Area Resources Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate 10.00 4.50 5.50 5.75 5.75
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions 254 341 384 349 317
Rank Among All Texas Credit Unions 54 129 128 103 71

South Texas Area Resources Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate 0.15 0.15 0.40 0.80 0.85
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions 108 119 76 207 179
Rank Among All Texas Credit Unions 26 43 15 67 40
South Texas Area Resources Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 10.000441882,789
All Other Unsecured Loans/Lines of Credit 11.000629587,588
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 0.00000
New Vehicle Loans 4.5002345,484,662
Used Vehicle Loans 5.5006288,091,436
Total 1st Mortgage Real Estate Loans/Lines of Credit 5.750391,573,487
Total Other Real Estate Loans/Lines of Credit 5.7507104,053
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 8.7501922,060,025
TOTAL LOANS & LEASES 2,17018,784,040

South Texas Area Resources Credit Union Real Estate Loans and Lines of Credit

REAL STATE LOANS FIRST MORTGAGE

No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 0000
    b. 15 Years or less 391,573,4873198,458
Balloon/Hybrid
    a. > 15 years 0000
    b. 15 Years or less 0000
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 0000
Adjustable Rate > 1 yr 0000

OTHER REAL ESTATE

Closed-End Fixed Rate 7104,053359,700
Closed-End Adjustable Rate 0000
Open-End Adjustable Rate 0000
Open-End Fixed Rate 0000
TOTALS 461,677,5406258,158

MISCELLANEOUS REAL ESTATE LOANS/LINES OF CREDIT INFORMATION

Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 000
REVERSE MORTGAGES
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

South Texas Area Resources Credit Union Member Offerings
First Time Homebuyer Program No
Real Estate Loans Yes
Pay Day Lending Yes
Share Secured Credit Cards Yes
Overdraft Protection/Courtesy Pay Yes
Overdraft Lines of Credit No
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans No
Check Cashing No
Money Orders Yes
No Surcharge ATMs Yes
Home Banking Via Internet Website Yes