South Jersey Federal Credit Union

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A short history of South Jersey FCU

Since its inception in 1940 the South Jersey Federal Credit Union has been serving its members in the Deptford, New Jersey area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Rahul Kachru, the South Jersey FCU has grown its membership to over 47,661 with assets of more than $357,881,771. They have a main office and 9 branch offices. Please see the credit unions website or contact them by phone at (856) 232-9000 or email them at info@southjerseyfcu.com to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in Deptford, NJ.

General Information For South Jersey FCU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 3951
Address 1615 Hurffville Rd, PO Box 5530 
City Deptford 
State New Jersey 
Zip-Code 08096
Phone Number (856) 232-9000
Fax Number (856) 232-9190
Email Address: info@southjerseyfcu.com
CEO/President Rahul Kachru
Members 47,661 
Full-Time Employees 133 
Part-Time Employees 14 
Number of Branch Offices
Total Assets 357,881,771 
Website http://www.southjerseyfcu.com 

Compare South Jersey Federal Credit Union To Other Local Credit Unions


Credit Union Name
Branch Name
Address
Zip Code
Phone Number
ATM Access
Distance (Miles)
Peoples Transport CU Peoples Transport FCU 136 W Kings Hwy 08059 (856) 931-2180 No 4.55
Research 1166 CU Research-1166 FCU 600 Billingsport Rd 08066 (856) 224-2134 No 6.41
Fort Billings CU FORT BILLINGS FEDERAL CREDIT UNION 962 BILLINGSPORT RD 08066 (856) 423-1469 No 6.57
Philadelphia Letter Carriers CU Philadelphia Letter Carriers FCU 2512 S Broad St 19145 (215) 922-5474 No 6.97
Unity CU UFCU PO Box 67 08107 (856) 854-4583 No 7.41

South Jersey Federal Credit Union Financial Performance Charts


Performance Charts

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Financial Data


South Jersey Federal Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate 9.90 3.69 7.49 5.10 5.64
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions 243 235 587 278 306
Rank Among All New Jersey Credit Unions 20 33 72 42 45

South Jersey Federal Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate 0.10 1.25 0.45 0.35 0.40
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions 116 29 69 293 243
Rank Among All New Jersey Credit Unions 6 9 6 48 29
South Jersey Federal Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 9.9004,72716,588,438
All Other Unsecured Loans/Lines of Credit 13.7504,76114,506,349
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 0.00000
New Vehicle Loans 3.69079014,168,051
Used Vehicle Loans 7.4902,77636,236,300
Total 1st Mortgage Real Estate Loans/Lines of Credit 5.10073059,739,696
Total Other Real Estate Loans/Lines of Credit 5.6401,05126,824,545
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 4.1001,00326,630,089
TOTAL LOANS & LEASES 15,838194,693,468

South Jersey Federal Credit Union Real Estate Loans and Lines of Credit

REAL STATE LOANS FIRST MORTGAGE

No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 12719,657,999131,101,361
    b. 15 Years or less 54722,415,8981957,281,941
Balloon/Hybrid
    a. > 15 years 0000
    b. 15 Years or less 0000
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 10882,1199510,000
Adjustable Rate > 1 yr 4616,783,68000

OTHER REAL ESTATE

Closed-End Fixed Rate 1,01926,216,82600
Closed-End Adjustable Rate 0000
Open-End Adjustable Rate 32607,719411,503,800
Open-End Fixed Rate 0000
TOTALS 1,78186,564,24125810,397,102

MISCELLANEOUS REAL ESTATE LOANS/LINES OF CREDIT INFORMATION

Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 000
REVERSE MORTGAGES
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

South Jersey Federal Credit Union Member Offerings
First Time Homebuyer Program No
Real Estate Loans Yes
Pay Day Lending No
Share Secured Credit Cards No
Overdraft Protection/Courtesy Pay Yes
Overdraft Lines of Credit No
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans No
Check Cashing Yes
Money Orders Yes
No Surcharge ATMs Yes
Home Banking Via Internet Website Yes