Service Credit Union

A short history of Service CU

Since its inception in 1957 the Service Credit Union has been serving its members in the PORTSMOUTH, New Hampshire area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by David Van Rossum, the Service CU has grown its membership to over 248,190 with assets of more than $3,179,298,835. They have a main office and 51 branch offices. Please see the credit unions website or contact them by phone at (603) 422-8300 or email them at scu@servicecu.org to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in PORTSMOUTH, NH.

General Information For Service CU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Compare Service Credit Union To Other Local Credit Unions

Credit Union Name	Branch Name	Address	Zip Code	Phone Number	ATM Access	Distance (Miles)
Northeast CU	Northwood Office	144 1st NH TPKE	03261	(603) 942-7284	No	0.65
Holy Rosary CU	Spaulding High School	140 Wakefield St	03867	(603) 332-1609	No	18.14
Louise Mills CU	Louise E. Mills Federal Credit Union	12 Merrimac SQ	01860	(978) 346-4561	No	19.12
York County CU	York	387 US Route 1	03909	(207) 351-1021	No	23.69
Haverhill Fire Department CU	Louise E Mills Federal Credit Union	12 Merrimac Sq	01860	(978) 346-4561	No	24.10

Service Credit Union Financial Performance Charts

Financial Data

Service Credit Union Lowest Loan Rates With State and USA Rankings

	Unsecured Credit Card	New Car Loans	Used Car Loans	1st Mortgage Loans	Other Real Estate
Rate	10.90	4.04	3.04	4.13	4.00
Mean Rate For All USA Based Credit Unions	10.56	3.72	5.00	4.48	4.95
Rank Among All USA Credit Unions	332	286	97	160	100
Rank Among All New Hampshire Credit Unions	4	11	6	4	4

Service Credit Union Highest Deposit Rates With State and USA Rankings

	Checking	Regular Savings	Money Market	Certificates of Deposits	IRA/KEOGH
Rate	0.05	0.20	0.25	1.49	0.35
Mean Rate For All USA Based Credit Unions	0.19	0.26	0.29	0.73	0.66
Rank Among All USA Credit Unions	125	108	105	92	250
Rank Among All New Hampshire Credit Unions	4	2	6	2	7

Service Credit Union Loans and Leases

Interest Rate

Number of Loans

Amount

Unsecured Credit Card Loans	10.900	32,427	92,492,299
All Other Unsecured Loans/Lines of Credit	9.240	26,961	157,032,438
Short-Term, Small Amount Loans (STS) (Federal CU Only)	0.000	0	0
Non-Federally Guaranteed Student Loans	0.000	0	0
New Vehicle Loans	4.040	30,549	632,945,748
Used Vehicle Loans	3.040	54,720	792,526,261
Total 1st Mortgage Real Estate Loans/Lines of Credit	4.130	4,404	811,935,691
Total Other Real Estate Loans/Lines of Credit	4.000	2,407	77,539,146
Leases Receivable	0.000	0	0
Total All Other Loans/Lines of Credit	3.190	4,961	21,549,309
TOTAL LOANS & LEASES		156,429	2,586,020,892

Service Credit Union Real Estate Loans and Lines of Credit

REAL STATE LOANS FIRST MORTGAGE

No. of Loans Outstanding

Amt of Loans Outstanding

No. of Loans Granted Year- to-Date

Amount Granted Year-To-Date

Fixed Rate
a. > 15 years	2,043	349,957,262	170	40,659,432
b. 15 Years or less	1,972	217,569,839	191	41,182,690
Balloon/Hybrid
a. > 15 years	183	147,964,522	20	34,747,717
b. 15 Years or less	206	96,444,068	14	3,653,380
Other Fixed Rate	0	0	0	0
Adjustable Rate 1 yr or less	0	0	0	0
Adjustable Rate > 1 yr	0	0	0	0

OTHER REAL ESTATE

Closed-End Fixed Rate	466	25,752,036	58	2,133,600
Closed-End Adjustable Rate	123	3,820,025	14	341,723
Open-End Adjustable Rate	1,818	47,967,085	70	1,051,438
Open-End Fixed Rate	0	0	0	0
TOTALS	6,811	889,474,837	537	123,769,980

MISCELLANEOUS REAL ESTATE LOANS/LINES OF CREDIT INFORMATION

Interest Only & Payment Option 1st Mortgage Loans	8	30,385,111		2,100,000
Interest Only & Payment Option Other RE/LOC Loans	1,617	57,089,643		1,482,162
REVERSE MORTGAGES
a. Federally Insured Home Equity Conversion Mortgage (HECM)	0	0	0	0
b. Proprietary Reverse Mortgage Products	0	0	0	0

Service Credit Union Member Offerings

First Time Homebuyer Program	Yes
Real Estate Loans	Yes
Pay Day Lending	Yes
Share Secured Credit Cards	Yes
Overdraft Protection/Courtesy Pay	Yes
Overdraft Lines of Credit	No
ATM/Debit Card Program	Yes
Interest Only and Payment Option 1st Mortgage Loans	Yes
Check Cashing	Yes
Money Orders	Yes
No Surcharge ATMs	Yes
Home Banking Via Internet Website	Yes