Security First Federal Credit Union

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A short history of Security First FCU

Since its inception in 1947 the Security First Federal Credit Union has been serving its members in the MCALLEN, Texas area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Dan Perez, the Security First FCU has grown its membership to over 44,454 with assets of more than $357,191,089. They have a main office and 16 branch offices. Please see the credit unions website or contact them by phone at (956) 661-4000 or email them at members@securityfirstcu.com to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in MCALLEN, TX.

General Information For Security First FCU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 5547
Address P.O. BOX 4829 
City MCALLEN 
State Texas 
Zip-Code 78502
Phone Number (956) 661-4000
Fax Number (956) 661-4022
Email Address: members@securityfirstcu.com
CEO/President Dan Perez
Members 44,454 
Full-Time Employees 128 
Part-Time Employees 22 
Number of Branch Offices 16 
Total Assets 357,191,089 
Website http://securityfirstcu.com 

Compare Security First Federal Credit Union To Other Local Credit Unions


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Branch Name
Address
Zip Code
Phone Number
ATM Access
Distance (Miles)
Highway District 21 CU Highway District 21 Federal Credit Union 600 W Ferguson St 78502 (956) 787-2701 No 2.39
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Edinburg Teachers CU Edinburg Teachers Credit Union 900 W University Dr 78539 (956) 259-3511 No 7.51
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Security First Federal Credit Union Financial Performance Charts


Performance Charts

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Financial Data


Security First Federal Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate 4.54 2.99 3.75 4.50 8.50
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions 12 145 175 205 493
Rank Among All Texas Credit Unions 2 51 64 62 133

Security First Federal Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate 0.01 0.10 0.25 0.65 0.25
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions 140 129 105 234 266
Rank Among All Texas Credit Unions 40 47 22 78 70
Security First Federal Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 4.5402,9927,597,031
All Other Unsecured Loans/Lines of Credit 16.9906,44822,816,869
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 0.00000
New Vehicle Loans 2.9902,39961,267,206
Used Vehicle Loans 3.7503,51649,083,424
Total 1st Mortgage Real Estate Loans/Lines of Credit 4.5001,35183,965,618
Total Other Real Estate Loans/Lines of Credit 8.5009151,943
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 3.1001,51414,212,163
TOTAL LOANS & LEASES 18,229239,094,254

Security First Federal Credit Union Real Estate Loans and Lines of Credit

REAL STATE LOANS FIRST MORTGAGE

No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 51448,065,017172,374,691
    b. 15 Years or less 83735,900,601412,571,549
Balloon/Hybrid
    a. > 15 years 0000
    b. 15 Years or less 0000
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 0000
Adjustable Rate > 1 yr 0000

OTHER REAL ESTATE

Closed-End Fixed Rate 9151,94300
Closed-End Adjustable Rate 0000
Open-End Adjustable Rate 0000
Open-End Fixed Rate 0000
TOTALS 1,36084,117,561584,946,240

MISCELLANEOUS REAL ESTATE LOANS/LINES OF CREDIT INFORMATION

Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 000
REVERSE MORTGAGES
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

Security First Federal Credit Union Member Offerings
First Time Homebuyer Program No
Real Estate Loans Yes
Pay Day Lending No
Share Secured Credit Cards No
Overdraft Protection/Courtesy Pay Yes
Overdraft Lines of Credit Yes
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans No
Check Cashing Yes
Money Orders Yes
No Surcharge ATMs Yes
Home Banking Via Internet Website Yes