Sea Air Federal Credit Union

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A short history of Sea Air FCU

Since its inception in 1952 the Sea Air Federal Credit Union has been serving its members in the Seal Beach, California area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Michael Pardon, the Sea Air FCU has grown its membership to over 7,208 with assets of more than $136,341,293. They have a main office and 3 branch offices. Please see the credit unions website or contact them by phone at (888) 732-2471 or email them at mbrservices@seaairfcu.org to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in Seal Beach, CA.

General Information For Sea Air FCU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 7817
Address PO Box 2648 
City Seal Beach 
State California 
Zip-Code 90740
Phone Number (888) 732-2471
Fax Number (562) 430-3921
Email Address: mbrservices@seaairfcu.org
CEO/President Michael Pardon
Members 7,208 
Full-Time Employees 17 
Part-Time Employees
Number of Branch Offices
Total Assets 136,341,293 
Website http://www.seaairfcu.org 

Compare Sea Air Federal Credit Union To Other Local Credit Unions


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Branch Name
Address
Zip Code
Phone Number
ATM Access
Distance (Miles)
Lbs Financial CU Westminster 5505 Garden Grove Blvd 90804 (714) 893-5111 No 2.80
Union Pacific California Emp CU Fullerton Main Branch 230 W Wilshire Ave 92832 (562) 430-5552 No 3.30
Southland CU Los Angeles-Federal Bldg 300 N Los Angeles St Ste 1244 90012 (562) 862-6831 No 3.49
Long Beach Firemen S CU Long Beach Firemen's Credit Union 2245 Argonne Ave 90815 (562) 597-0351 No 4.36
Nuvision CU MESA BRANCH 5000 E McDowell Rd 92647 (480) 891-7122 No 5.26

Sea Air Federal Credit Union Financial Performance Charts


Performance Charts

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Financial Data


Sea Air Federal Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate 12.65 2.25 3.63 4.12 5.21
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions 438 57 162 158 256
Rank Among All California Credit Unions 103 23 72 64 82

Sea Air Federal Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate 1.50 0.10 0.20 0.55 0.65
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions 30 129 114 251 205
Rank Among All California Credit Unions 3 38 34 69 47
Sea Air Federal Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 12.6507842,910,562
All Other Unsecured Loans/Lines of Credit 14.6803871,354,551
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 0.00000
New Vehicle Loans 2.2502565,009,821
Used Vehicle Loans 3.6301,01011,899,550
Total 1st Mortgage Real Estate Loans/Lines of Credit 4.1204111,302,406
Total Other Real Estate Loans/Lines of Credit 5.210271,552,499
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 1.880551,468,564
TOTAL LOANS & LEASES 2,56035,497,953

Sea Air Federal Credit Union Real Estate Loans and Lines of Credit

REAL STATE LOANS FIRST MORTGAGE

No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 238,974,9441200,000
    b. 15 Years or less 182,327,4623524,000
Balloon/Hybrid
    a. > 15 years 0000
    b. 15 Years or less 0000
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 0000
Adjustable Rate > 1 yr 0000

OTHER REAL ESTATE

Closed-End Fixed Rate 271,552,4993180,000
Closed-End Adjustable Rate 0000
Open-End Adjustable Rate 0000
Open-End Fixed Rate 0000
TOTALS 6812,854,9057904,000

MISCELLANEOUS REAL ESTATE LOANS/LINES OF CREDIT INFORMATION

Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 000
REVERSE MORTGAGES
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

Sea Air Federal Credit Union Member Offerings
First Time Homebuyer Program Yes
Real Estate Loans Yes
Pay Day Lending No
Share Secured Credit Cards Yes
Overdraft Protection/Courtesy Pay Yes
Overdraft Lines of Credit Yes
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans No
Check Cashing Yes
Money Orders Yes
No Surcharge ATMs Yes
Home Banking Via Internet Website Yes