Scott And White Employees Credit Union

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A short history of Scott And White Employees CU

Since its inception in 1962 the Scott And White Employees Credit Union has been serving its members in the TEMPLE, Texas area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Celeste Kaylor, the Scott And White Employees CU has grown its membership to over 5,490 with assets of more than $45,500,788. They have a main office and 1 branch offices. Please see the credit unions website or contact them by phone at (254) 778-3199 or email them at swecu@swecu.org to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in TEMPLE, TX.

General Information For Scott And White Employees CU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 67612
Address P O BOX 246 
City TEMPLE 
State Texas 
Zip-Code 76503
Phone Number (254) 778-3199
Fax Number (254) 778-0285
Email Address: swecu@swecu.org
CEO/President Celeste Kaylor
Members 5,490 
Full-Time Employees 11 
Part-Time Employees
Number of Branch Offices
Total Assets 45,500,788 
Website http://www.swecu.org 

Compare Scott And White Employees Credit Union To Other Local Credit Unions


Credit Union Name
Branch Name
Address
Zip Code
Phone Number
ATM Access
Distance (Miles)
Texell CU Cedar Park 875 W Whitestone Blvd 78613 (512) 259-1122 No 0.24
Temple Santa Fe Community CU Temple Santa Fe Community Credit Union 1750 W avenue A 76504 (254) 778-7222 No 1.01
Belton CU Belton Federal Credit Union 400 N Wall St 76513 (254) 215-2025 No 7.43
Greater Central Texas CU Greater Central Texas 3305 E Elms Rd 76542 (254) 690-2274 No 22.21
Rocket CU Rocket Federal Credit Union 905 W McGregor Dr 76657 (254) 840-2873 No 24.14

Scott And White Employees Credit Union Financial Performance Charts


Performance Charts

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Financial Data


Scott And White Employees Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate 10.43 3.11 5.74 3.69 3.76
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions 290 157 414 93 75
Rank Among All Texas Credit Unions 62 57 139 20 9

Scott And White Employees Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate 0.05 0.05 0.09 0.16 0.10
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions 125 143 136 323 283
Rank Among All Texas Credit Unions 35 51 36 112 75
Scott And White Employees Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 10.430319586,109
All Other Unsecured Loans/Lines of Credit 9.9503021,253,998
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 0.00000
New Vehicle Loans 3.1101402,746,466
Used Vehicle Loans 5.7405075,851,478
Total 1st Mortgage Real Estate Loans/Lines of Credit 3.690334,172,990
Total Other Real Estate Loans/Lines of Credit 3.7603158,496
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 4.7201321,423,804
TOTAL LOANS & LEASES 1,43616,193,341

Scott And White Employees Credit Union Real Estate Loans and Lines of Credit

REAL STATE LOANS FIRST MORTGAGE

No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 162,603,4571145,634
    b. 15 Years or less 171,569,5335497,400
Balloon/Hybrid
    a. > 15 years 0000
    b. 15 Years or less 0000
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 0000
Adjustable Rate > 1 yr 0000

OTHER REAL ESTATE

Closed-End Fixed Rate 3158,4961101,000
Closed-End Adjustable Rate 0000
Open-End Adjustable Rate 0000
Open-End Fixed Rate 0000
TOTALS 364,331,4867744,034

MISCELLANEOUS REAL ESTATE LOANS/LINES OF CREDIT INFORMATION

Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 000
REVERSE MORTGAGES
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

Scott And White Employees Credit Union Member Offerings
First Time Homebuyer Program No
Real Estate Loans Yes
Pay Day Lending No
Share Secured Credit Cards No
Overdraft Protection/Courtesy Pay Yes
Overdraft Lines of Credit No
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans No
Check Cashing Yes
Money Orders Yes
No Surcharge ATMs Yes
Home Banking Via Internet Website Yes