Scenic Falls Federal Credit Union

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A short history of Scenic Falls FCU

Since its inception in 1971 the Scenic Falls Federal Credit Union has been serving its members in the IDAHO FALLS, Idaho area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Michael Kerr, the Scenic Falls FCU has grown its membership to over 7,311 with assets of more than $61,269,124. They have a main office and 2 branch offices. Please see the credit unions website or contact them by phone at (208) 552-4800 or email them at none to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in IDAHO FALLS, ID.

General Information For Scenic Falls FCU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 20721
Address PO BOX 50307 
City IDAHO FALLS 
State Idaho 
Zip-Code 83405
Phone Number (208) 552-4800
Fax Number (208) 522-6043
Email Address: none
CEO/President Michael Kerr
Members 7,311 
Full-Time Employees 14 
Part-Time Employees
Number of Branch Offices
Total Assets 61,269,124 
Website http://www.scenicfalls.org 

Compare Scenic Falls Federal Credit Union To Other Local Credit Unions


Credit Union Name
Branch Name
Address
Zip Code
Phone Number
ATM Access
Distance (Miles)
Westmark CU Sunnyside 3040 Outlet Blvd 83403 (208) 522-3199 No 2.26
Members Preferred Credit Union CU Hoopes Branch 1515 Hoopes Ave 83403 (208) 523-0090 No 2.36
East Idaho CU Freeman 1170 Science Center Dr 83405 (208) 523-9068 No 2.36
Beehive CU Idaho Falls Branch 1650 E Sunnyside Rd 83440 (208) 656-1000 No 26.78

Scenic Falls Federal Credit Union Financial Performance Charts


Performance Charts

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Financial Data


Scenic Falls Federal Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate 7.12 3.54 5.04 3.35 5.22
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions 50 214 328 55 257
Rank Among All Idaho Credit Unions 2 16 19 2 16

Scenic Falls Federal Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate 0.05 0.05 0.20 2.00 0.20
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions 125 143 114 38 271
Rank Among All Idaho Credit Unions 5 9 10 2 17
Scenic Falls Federal Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 7.1208863,296,708
All Other Unsecured Loans/Lines of Credit 8.6901,0521,388,299
Short-Term, Small Amount Loans (STS) (Federal CU Only) 28.000156,134
Non-Federally Guaranteed Student Loans 0.00000
New Vehicle Loans 3.54057810,563,518
Used Vehicle Loans 5.0409468,569,889
Total 1st Mortgage Real Estate Loans/Lines of Credit 3.350527,060,220
Total Other Real Estate Loans/Lines of Credit 5.2201112,365,326
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 5.57069910,621,058
TOTAL LOANS & LEASES 4,33943,871,152

Scenic Falls Federal Credit Union Real Estate Loans and Lines of Credit

REAL STATE LOANS FIRST MORTGAGE

No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 375,259,87581,390,658
    b. 15 Years or less 141,404,4557437,993
Balloon/Hybrid
    a. > 15 years 1395,89000
    b. 15 Years or less 0000
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 0000
Adjustable Rate > 1 yr 0000

OTHER REAL ESTATE

Closed-End Fixed Rate 38481,94300
Closed-End Adjustable Rate 19281,16900
Open-End Adjustable Rate 27821,374112,199
Open-End Fixed Rate 27780,8405150,000
TOTALS 1639,425,546211,990,850

MISCELLANEOUS REAL ESTATE LOANS/LINES OF CREDIT INFORMATION

Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 000
REVERSE MORTGAGES
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

Scenic Falls Federal Credit Union Member Offerings
First Time Homebuyer Program No
Real Estate Loans Yes
Pay Day Lending Yes
Share Secured Credit Cards No
Overdraft Protection/Courtesy Pay Yes
Overdraft Lines of Credit Yes
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans No
Check Cashing No
Money Orders Yes
No Surcharge ATMs No
Home Banking Via Internet Website Yes