Santa Clara County Federal Credit Union

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A short history of Santa Clara County FCU

Since its inception in 1950 the Santa Clara County Federal Credit Union has been serving its members in the SAN JOSE, California area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Rebecca Reynolds Lytle, the Santa Clara County FCU has grown its membership to over 49,813 with assets of more than $729,582,752. They have a main office and 7 branch offices. Please see the credit unions website or contact them by phone at (408) 282-0700 or email them at none to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in SAN JOSE, CA.

General Information For Santa Clara County FCU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 24299
Address 1641 N 1ST ST STE 245 
City SAN JOSE 
State California 
Zip-Code 95112
Phone Number (408) 282-0700
Fax Number (408) 441-0658
Email Address: none
CEO/President Rebecca Reynolds Lytle
Members 49,813 
Full-Time Employees 101 
Part-Time Employees 20 
Number of Branch Offices
Total Assets 729,582,752 
Website http://www.sccfcu.org 

Compare Santa Clara County Federal Credit Union To Other Local Credit Unions


Credit Union Name
Branch Name
Address
Zip Code
Phone Number
ATM Access
Distance (Miles)
Partners CU Harbor Pointe Branch 1313 S Harbor Blvd 32830 (714) 940-7721 No 0.62
Novo CU Novo Federal Credit Union 2191 5th St Ste 202 92860 (951) 737-6262 No 0.90
Premier One CU Asbury 140 Asbury St 95110 (855) 500-7128 No 1.28
Technology CU San Francisco Financial Center 1449 Mission St 94103 (415) 553-6105 No 3.04
Pacific Postal CU North San Jose Branch 1750 Lundy Ave 95161 (408) 437-8888 No 3.30

Santa Clara County Federal Credit Union Financial Performance Charts


Performance Charts

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Financial Data


Santa Clara County Federal Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate 9.99 1.90 1.90 3.50 4.25
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions 253 28 16 72 132
Rank Among All California Credit Unions 51 12 9 22 33

Santa Clara County Federal Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate 0.20 0.15 0.25 0.70 0.20
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions 102 119 105 224 271
Rank Among All California Credit Unions 14 31 30 60 83
Santa Clara County Federal Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 9.99013,33827,106,311
All Other Unsecured Loans/Lines of Credit 6.9006,38037,626,568
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 0.00000
New Vehicle Loans 1.9001,81838,593,891
Used Vehicle Loans 1.9005,54680,116,914
Total 1st Mortgage Real Estate Loans/Lines of Credit 3.50026280,739,576
Total Other Real Estate Loans/Lines of Credit 4.2501,32088,111,995
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 4.6003265,759,646
TOTAL LOANS & LEASES 28,990358,054,901

Santa Clara County Federal Credit Union Real Estate Loans and Lines of Credit

REAL STATE LOANS FIRST MORTGAGE

No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 15744,474,386145,595,100
    b. 15 Years or less 415,478,3204903,800
Balloon/Hybrid
    a. > 15 years 0000
    b. 15 Years or less 5930,036,961137,740,700
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 5749,90900
Adjustable Rate > 1 yr 0000

OTHER REAL ESTATE

Closed-End Fixed Rate 873,773,687241,008,535
Closed-End Adjustable Rate 1228,761,43100
Open-End Adjustable Rate 1,11175,576,8772,40317,752,560
Open-End Fixed Rate 0000
TOTALS 1,582168,851,5712,45833,000,695

MISCELLANEOUS REAL ESTATE LOANS/LINES OF CREDIT INFORMATION

Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 1,23384,338,30917,752,560
REVERSE MORTGAGES
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

Santa Clara County Federal Credit Union Member Offerings
First Time Homebuyer Program Yes
Real Estate Loans Yes
Pay Day Lending No
Share Secured Credit Cards No
Overdraft Protection/Courtesy Pay Yes
Overdraft Lines of Credit Yes
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans No
Check Cashing Yes
Money Orders Yes
No Surcharge ATMs Yes
Home Banking Via Internet Website Yes