Ripco Credit Union

A short history of Ripco CU

Since its inception in 1932 the Ripco Credit Union has been serving its members in the RHINELANDER, Wisconsin area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Liza Edinger, the Ripco CU has grown its membership to over 12,494 with assets of more than $124,286,656. They have a main office and 1 branch offices. Please see the credit unions website or contact them by phone at (715) 365-4800 or email them at ripco@ripco.org to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in RHINELANDER, WI.

General Information For Ripco CU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Compare Ripco Credit Union To Other Local Credit Unions

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Ripco Credit Union Financial Performance Charts

Financial Data

Ripco Credit Union Lowest Loan Rates With State and USA Rankings

	Unsecured Credit Card	New Car Loans	Used Car Loans	1st Mortgage Loans	Other Real Estate
Rate	10.74	3.99	3.99	4.57	6.00
Mean Rate For All USA Based Credit Unions	10.56	3.72	5.00	4.48	4.95
Rank Among All USA Credit Unions	319	279	202	214	341
Rank Among All Wisconsin Credit Unions	28	55	38	45	53

Ripco Credit Union Highest Deposit Rates With State and USA Rankings

	Checking	Regular Savings	Money Market	Certificates of Deposits	IRA/KEOGH
Rate	0.05	0.15	0.26	0.75	0.75
Mean Rate For All USA Based Credit Unions	0.19	0.26	0.29	0.73	0.66
Rank Among All USA Credit Unions	125	119	104	215	192
Rank Among All Wisconsin Credit Unions	13	12	22	25	20

Ripco Credit Union Loans and Leases

Interest Rate

Number of Loans

Amount

Unsecured Credit Card Loans	10.740	1,304	1,799,920
All Other Unsecured Loans/Lines of Credit	18.000	1,801	3,205,285
Short-Term, Small Amount Loans (STS) (Federal CU Only)	0.000	0	0
Non-Federally Guaranteed Student Loans	0.000	0	0
New Vehicle Loans	3.990	243	4,517,861
Used Vehicle Loans	3.990	2,765	25,738,912
Total 1st Mortgage Real Estate Loans/Lines of Credit	4.570	334	20,420,150
Total Other Real Estate Loans/Lines of Credit	6.000	242	7,808,029
Leases Receivable	0.000	0	0
Total All Other Loans/Lines of Credit	8.990	902	6,977,000
TOTAL LOANS & LEASES		7,591	70,467,157

Ripco Credit Union Real Estate Loans and Lines of Credit

REAL STATE LOANS FIRST MORTGAGE

No. of Loans Outstanding

Amt of Loans Outstanding

No. of Loans Granted Year- to-Date

Amount Granted Year-To-Date

Fixed Rate
a. > 15 years	27	2,717,298	7	1,027,040
b. 15 Years or less	173	9,069,878	21	1,001,131
Balloon/Hybrid
a. > 15 years	13	679,235	0	0
b. 15 Years or less	119	7,942,153	7	232,658
Other Fixed Rate	0	0	0	0
Adjustable Rate 1 yr or less	2	11,586	0	0
Adjustable Rate > 1 yr	0	0	0	0

OTHER REAL ESTATE

Closed-End Fixed Rate	27	2,372,569	4	409,916
Closed-End Adjustable Rate	2	709,042	1	88,350
Open-End Adjustable Rate	212	3,913,611	187	1,013,181
Open-End Fixed Rate	1	812,807	2	18,172
TOTALS	576	28,228,179	229	3,790,448

MISCELLANEOUS REAL ESTATE LOANS/LINES OF CREDIT INFORMATION

Interest Only & Payment Option 1st Mortgage Loans	0	0		0
Interest Only & Payment Option Other RE/LOC Loans	0	0		0
REVERSE MORTGAGES
a. Federally Insured Home Equity Conversion Mortgage (HECM)	0	0	0	0
b. Proprietary Reverse Mortgage Products	0	0	0	0

Ripco Credit Union Member Offerings

First Time Homebuyer Program	No
Real Estate Loans	Yes
Pay Day Lending	No
Share Secured Credit Cards	Yes
Overdraft Protection/Courtesy Pay	Yes
Overdraft Lines of Credit	Yes
ATM/Debit Card Program	Yes
Interest Only and Payment Option 1st Mortgage Loans	No
Check Cashing	Yes
Money Orders	Yes
No Surcharge ATMs	Yes
Home Banking Via Internet Website	Yes