Red River Federal Credit Union

A short history of Red River FCU

Since its inception in 1957 the Red River Federal Credit Union has been serving its members in the ALTUS, Oklahoma area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Kerry Bull, the Red River FCU has grown its membership to over 9,754 with assets of more than $82,261,808. They have a main office and 3 branch offices. Please see the credit unions website or contact them by phone at (580) 482-7965 or email them at cu@redriverfcu.com to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in ALTUS, OK.

General Information For Red River FCU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Compare Red River Federal Credit Union To Other Local Credit Unions

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Red River Federal Credit Union Financial Performance Charts

Financial Data

Red River Federal Credit Union Lowest Loan Rates With State and USA Rankings

	Unsecured Credit Card	New Car Loans	Used Car Loans	1st Mortgage Loans	Other Real Estate
Rate	9.00	3.39	2.99	4.87	4.88
Mean Rate For All USA Based Credit Unions	10.56	3.72	5.00	4.48	4.95
Rank Among All USA Credit Unions	160	195	91	253	215
Rank Among All Oklahoma Credit Unions	6	20	4	24	11

Red River Federal Credit Union Highest Deposit Rates With State and USA Rankings

	Checking	Regular Savings	Money Market	Certificates of Deposits	IRA/KEOGH
Rate	0.10	0.15	0.15	0.78	0.78
Mean Rate For All USA Based Credit Unions	0.19	0.26	0.29	0.73	0.66
Rank Among All USA Credit Unions	116	119	124	210	189
Rank Among All Oklahoma Credit Unions	12	16	13	22	14

Red River Federal Credit Union Loans and Leases

Interest Rate

Number of Loans

Amount

Unsecured Credit Card Loans	9.000	1,430	3,060,717
All Other Unsecured Loans/Lines of Credit	18.000	489	400,740
Short-Term, Small Amount Loans (STS) (Federal CU Only)	0.000	0	0
Non-Federally Guaranteed Student Loans	0.000	0	0
New Vehicle Loans	3.390	720	16,450,155
Used Vehicle Loans	2.990	834	10,213,508
Total 1st Mortgage Real Estate Loans/Lines of Credit	4.870	103	9,306,412
Total Other Real Estate Loans/Lines of Credit	4.880	64	1,504,620
Leases Receivable	0.000	0	0
Total All Other Loans/Lines of Credit	5.100	329	3,221,645
TOTAL LOANS & LEASES		3,969	44,157,797

Red River Federal Credit Union Real Estate Loans and Lines of Credit

REAL STATE LOANS FIRST MORTGAGE

No. of Loans Outstanding

Amt of Loans Outstanding

No. of Loans Granted Year- to-Date

Amount Granted Year-To-Date

Fixed Rate
a. > 15 years	18	1,948,340	5	994,000
b. 15 Years or less	75	5,873,268	8	984,967
Balloon/Hybrid
a. > 15 years	2	356,844	1	220,000
b. 15 Years or less	4	318,296	3	480,000
Other Fixed Rate	0	0	0	0
Adjustable Rate 1 yr or less	0	0	0	0
Adjustable Rate > 1 yr	4	809,664	4	809,664

OTHER REAL ESTATE

Closed-End Fixed Rate	64	1,504,620	1	20,000
Closed-End Adjustable Rate	0	0	0	0
Open-End Adjustable Rate	0	0	0	0
Open-End Fixed Rate	0	0	0	0
TOTALS	167	10,811,032	22	3,508,631

MISCELLANEOUS REAL ESTATE LOANS/LINES OF CREDIT INFORMATION

Interest Only & Payment Option 1st Mortgage Loans	0	0		0
Interest Only & Payment Option Other RE/LOC Loans	0	0		0
REVERSE MORTGAGES
a. Federally Insured Home Equity Conversion Mortgage (HECM)	0	0	0	0
b. Proprietary Reverse Mortgage Products	0	0	0	0

Red River Federal Credit Union Member Offerings

First Time Homebuyer Program	No
Real Estate Loans	Yes
Pay Day Lending	No
Share Secured Credit Cards	No
Overdraft Protection/Courtesy Pay	Yes
Overdraft Lines of Credit	Yes
ATM/Debit Card Program	Yes
Interest Only and Payment Option 1st Mortgage Loans	No
Check Cashing	Yes
Money Orders	Yes
No Surcharge ATMs	Yes
Home Banking Via Internet Website	Yes