Prospectors Fcu Federal Credit Union

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A short history of Prospectors Fcu FCU

Since its inception in 1949 the Prospectors Fcu Federal Credit Union has been serving its members in the DIAMOND BAR, California area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Debra Barrera, the Prospectors Fcu FCU has grown its membership to over 5,256 with assets of more than $71,025,023. They have a main office and 2 branch offices. Please see the credit unions website or contact them by phone at (909) 396-9688 or email them at info@prospectorsfcu.org to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in DIAMOND BAR, CA.

General Information For Prospectors Fcu FCU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 6072
Address 1310 VALLEY VISTA DR 
City DIAMOND BAR 
State California 
Zip-Code 91765
Phone Number (909) 396-9688
Fax Number (909) 396-6226
Email Address: info@prospectorsfcu.org
CEO/President Debra Barrera
Members 5,256 
Full-Time Employees 15 
Part-Time Employees
Number of Branch Offices
Total Assets 71,025,023 
Website http://prospectorsfcu.org 

Compare Prospectors Fcu Federal Credit Union To Other Local Credit Unions


Credit Union Name
Branch Name
Address
Zip Code
Phone Number
ATM Access
Distance (Miles)
Pacific CU Pacific Federal Credit Union 750 N Diamond Bar Blvd Ste 111 91765 (909) 594-1866 No 3.54
Cal Poly CU OFFICE 3801 W TEMPLE AVE BLDG 35 91768 (909) 869-6800 No 3.87
Credit Union Of Southern California CU Pomona Branch 435 W Mission Blvd 90608 (562) 698-8326 No 5.77
P.v.h.m.c. CU pvhmc federal credit union 1880 N Garey Ave 91767 (909) 868-0535 No 7.01
United Catholics CU UNITED CATHOLICS FCU 2225 E GARVEY AVE N 91793 (626) 974-4447 No 7.07

Prospectors Fcu Federal Credit Union Financial Performance Charts


Performance Charts

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Financial Data


Prospectors Fcu Federal Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate 12.90 1.99 3.79 3.80 4.52
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions 452 34 179 108 170
Rank Among All California Credit Unions 106 15 78 37 49

Prospectors Fcu Federal Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate 0.15 0.15 0.20 0.35 0.35
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions 108 119 114 293 250
Rank Among All California Credit Unions 16 31 34 88 67
Prospectors Fcu Federal Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 12.9005621,028,350
All Other Unsecured Loans/Lines of Credit 11.3501,0723,201,053
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 0.00000
New Vehicle Loans 1.9903406,986,776
Used Vehicle Loans 3.7906288,018,123
Total 1st Mortgage Real Estate Loans/Lines of Credit 3.8007916,717,766
Total Other Real Estate Loans/Lines of Credit 4.520712,682,513
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 7.340691,218,100
TOTAL LOANS & LEASES 2,82139,852,681

Prospectors Fcu Federal Credit Union Real Estate Loans and Lines of Credit

REAL STATE LOANS FIRST MORTGAGE

No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 7971,11900
    b. 15 Years or less 6210,731,417103,428,322
Balloon/Hybrid
    a. > 15 years 1264,84400
    b. 15 Years or less 0000
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 0000
Adjustable Rate > 1 yr 94,750,3862733,576

OTHER REAL ESTATE

Closed-End Fixed Rate 0000
Closed-End Adjustable Rate 0000
Open-End Adjustable Rate 712,682,5135290,000
Open-End Fixed Rate 0000
TOTALS 15019,400,279174,451,898

MISCELLANEOUS REAL ESTATE LOANS/LINES OF CREDIT INFORMATION

Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 000
REVERSE MORTGAGES
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

Prospectors Fcu Federal Credit Union Member Offerings
First Time Homebuyer Program No
Real Estate Loans Yes
Pay Day Lending No
Share Secured Credit Cards Yes
Overdraft Protection/Courtesy Pay Yes
Overdraft Lines of Credit Yes
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans No
Check Cashing Yes
Money Orders No
No Surcharge ATMs Yes
Home Banking Via Internet Website Yes