Postal Family , Inc. Credit Union

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A short history of Postal Family , Inc. CU

Since its inception in 1932 the Postal Family , Inc. Credit Union has been serving its members in the CINCINNATI, Ohio area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Rudolph Rattman Jr, the Postal Family , Inc. CU has grown its membership to over 6,962 with assets of more than $60,993,311. They have a main office and 2 branch offices. Please see the credit unions website or contact them by phone at (513) 381-8600 or email them at none to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in CINCINNATI, OH.

General Information For Postal Family , Inc. CU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 97079
Address P O BOX 14403 
City CINCINNATI 
State Ohio 
Zip-Code 45250
Phone Number (513) 381-8600
Fax Number (513) 345-8726
Email Address: none
CEO/President Rudolph Rattman Jr
Members 6,962 
Full-Time Employees 11 
Part-Time Employees
Number of Branch Offices
Total Assets 60,993,311 
Website http://urmycu.com 

Compare Postal Family , Inc. Credit Union To Other Local Credit Unions


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Address
Zip Code
Phone Number
ATM Access
Distance (Miles)
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Cincinnati Interagency CU Branch-Hamilton 5555 Ridge Ave 45220 (513) 631-0404 No 3.43
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Postal Family , Inc. Credit Union Financial Performance Charts


Performance Charts

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Financial Data


Postal Family , Inc. Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate 8.90 3.17 4.33 4.20 5.39
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions 151 163 242 169 277
Rank Among All Ohio Credit Unions 23 44 51 42 58

Postal Family , Inc. Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate 0.02 0.12 0.22 0.67 0.86
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions 135 124 111 231 177
Rank Among All Ohio Credit Unions 20 21 28 63 35
Postal Family , Inc. Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 8.9001,6021,597,725
All Other Unsecured Loans/Lines of Credit 10.400512762,875
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 0.00000
New Vehicle Loans 3.170781,216,653
Used Vehicle Loans 4.3303573,072,054
Total 1st Mortgage Real Estate Loans/Lines of Credit 4.20022816,450,147
Total Other Real Estate Loans/Lines of Credit 5.39041743,334
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 3.9401581,698
TOTAL LOANS & LEASES 2,83323,924,486

Postal Family , Inc. Credit Union Real Estate Loans and Lines of Credit

REAL STATE LOANS FIRST MORTGAGE

No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 212,212,24300
    b. 15 Years or less 381,808,672274,514
Balloon/Hybrid
    a. > 15 years 736,395,640122,218,884
    b. 15 Years or less 966,033,59200
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 0000
Adjustable Rate > 1 yr 0000

OTHER REAL ESTATE

Closed-End Fixed Rate 41743,334299,314
Closed-End Adjustable Rate 0000
Open-End Adjustable Rate 0000
Open-End Fixed Rate 0000
TOTALS 26917,193,481162,392,712

MISCELLANEOUS REAL ESTATE LOANS/LINES OF CREDIT INFORMATION

Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 000
REVERSE MORTGAGES
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

Postal Family , Inc. Credit Union Member Offerings
First Time Homebuyer Program No
Real Estate Loans Yes
Pay Day Lending No
Share Secured Credit Cards Yes
Overdraft Protection/Courtesy Pay Yes
Overdraft Lines of Credit Yes
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans No
Check Cashing Yes
Money Orders No
No Surcharge ATMs Yes
Home Banking Via Internet Website Yes