Peoples Credit Union

A short history of Peoples CU

Since its inception in 1956 the Peoples Credit Union has been serving its members in the SPRINGFIELD, Colorado area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Deann Billings, the Peoples CU has grown its membership to over 3,596 with assets of more than $49,988,440. They have a main office and 2 branch offices. Please see the credit unions website or contact them by phone at (719) 523-6250 or email them at none to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in SPRINGFIELD, CO.

General Information For Peoples CU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Compare Peoples Credit Union To Other Local Credit Unions

Credit Union Name	Branch Name	Address	Zip Code	Phone Number	ATM Access	Distance (Miles)
Valley Educators CU	Valley Educators Credit Union	910 Main St	81101	(719) 589-6535	No	4.41
Olathe CU	Olathe Federal Credit Union	309 Main St	81425	(970) 323-5448	No	4.49

Peoples Credit Union Financial Performance Charts

Financial Data

Peoples Credit Union Lowest Loan Rates With State and USA Rankings

	Unsecured Credit Card	New Car Loans	Used Car Loans	1st Mortgage Loans	Other Real Estate
Rate	12.90	4.16	5.81	5.12	4.50
Mean Rate For All USA Based Credit Unions	10.56	3.72	5.00	4.48	4.95
Rank Among All USA Credit Unions	452	301	422	282	168
Rank Among All Colorado Credit Unions	32	40	45	37	11

Peoples Credit Union Highest Deposit Rates With State and USA Rankings

	Checking	Regular Savings	Money Market	Certificates of Deposits	IRA/KEOGH
Rate	0.25	0.45	0.50	0.95	1.35
Mean Rate For All USA Based Credit Unions	0.19	0.26	0.29	0.73	0.66
Rank Among All USA Credit Unions	95	70	60	183	112
Rank Among All Colorado Credit Unions	1	4	3	12	9

Peoples Credit Union Loans and Leases

Interest Rate

Number of Loans

Amount

Unsecured Credit Card Loans	12.900	184	184,939
All Other Unsecured Loans/Lines of Credit	10.540	321	668,692
Short-Term, Small Amount Loans (STS) (Federal CU Only)	0.000	0	0
Non-Federally Guaranteed Student Loans	0.000	0	0
New Vehicle Loans	4.160	34	746,237
Used Vehicle Loans	5.810	410	3,923,569
Total 1st Mortgage Real Estate Loans/Lines of Credit	5.120	288	19,716,184
Total Other Real Estate Loans/Lines of Credit	4.500	4	190,319
Leases Receivable	0.000	0	0
Total All Other Loans/Lines of Credit	5.680	319	16,119,183
TOTAL LOANS & LEASES		1,560	41,549,123

Peoples Credit Union Real Estate Loans and Lines of Credit

REAL STATE LOANS FIRST MORTGAGE

No. of Loans Outstanding

Amt of Loans Outstanding

No. of Loans Granted Year- to-Date

Amount Granted Year-To-Date

Fixed Rate
a. > 15 years	0	0	0	0
b. 15 Years or less	0	0	0	0
Balloon/Hybrid
a. > 15 years	0	0	0	0
b. 15 Years or less	286	19,516,588	27	2,477,866
Other Fixed Rate	0	0	0	0
Adjustable Rate 1 yr or less	2	199,596	0	0
Adjustable Rate > 1 yr	0	0	0	0

OTHER REAL ESTATE

Closed-End Fixed Rate	0	0	0	0
Closed-End Adjustable Rate	4	190,319	0	0
Open-End Adjustable Rate	0	0	0	0
Open-End Fixed Rate	0	0	0	0
TOTALS	292	19,906,503	27	2,477,866

MISCELLANEOUS REAL ESTATE LOANS/LINES OF CREDIT INFORMATION

Interest Only & Payment Option 1st Mortgage Loans	0	0		0
Interest Only & Payment Option Other RE/LOC Loans	0	0		0
REVERSE MORTGAGES
a. Federally Insured Home Equity Conversion Mortgage (HECM)	0	0	0	0
b. Proprietary Reverse Mortgage Products	0	0	0	0

Peoples Credit Union Member Offerings

First Time Homebuyer Program	No
Real Estate Loans	Yes
Pay Day Lending	No
Share Secured Credit Cards	No
Overdraft Protection/Courtesy Pay	No
Overdraft Lines of Credit	Yes
ATM/Debit Card Program	Yes
Interest Only and Payment Option 1st Mortgage Loans	No
Check Cashing	Yes
Money Orders	Yes
No Surcharge ATMs	Yes
Home Banking Via Internet Website	Yes