Peninsula Community Federal Credit Union

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A short history of Peninsula Community FCU

Since its inception in 1935 the Peninsula Community Federal Credit Union has been serving its members in the Shelton, Washington area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by James Morrell, the Peninsula Community FCU has grown its membership to over 18,732 with assets of more than $179,057,675. They have a main office and 5 branch offices. Please see the credit unions website or contact them by phone at (360) 426-1601 or email them at MEMBERSHIP@PCFCU.ORG to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in Shelton, WA.

General Information For Peninsula Community FCU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 665
Address PO Box 2150 
City Shelton 
State Washington 
Zip-Code 98584
Phone Number (360) 426-1601
Fax Number (360) 427-3169
Email Address: MEMBERSHIP@PCFCU.ORG
CEO/President James Morrell
Members 18,732 
Full-Time Employees 59 
Part-Time Employees
Number of Branch Offices
Total Assets 179,057,675 
Website http://www.pcfcu.org 

Compare Peninsula Community Federal Credit Union To Other Local Credit Unions


Credit Union Name
Branch Name
Address
Zip Code
Phone Number
ATM Access
Distance (Miles)
Our Community CU Elma Branch 306 S 7th Street 98541 (800) 426-5657 No 2.42
Olympia CU Olympia 202 9th Ave SE 98507 (360) 754-5559 No 17.75
Washington State Employees CU WSECU~TUMWATER TROSPER 575 Trosper Rd SW Ste 104 98507 (800) 562-0999 No 17.89
Generations CU Main Office 929 Eastside St SE 98507 (360) 357-5660 No 18.07
Evergreendirect CU EvergreenDIRECT CU 1018 Union Ave SE 98501 (360) 943-7676 No 18.13

Peninsula Community Federal Credit Union Financial Performance Charts


Performance Charts

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Financial Data


Peninsula Community Federal Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate 7.28 3.12 4.24 4.13 5.00
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions 56 158 230 160 229
Rank Among All Washington Credit Unions 6 19 26 24 23

Peninsula Community Federal Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate 0.16 0.03 0.07 0.33 0.41
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions 106 148 140 298 241
Rank Among All Washington Credit Unions 11 19 25 36 23
Peninsula Community Federal Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 7.2809672,310,840
All Other Unsecured Loans/Lines of Credit 7.2802,3918,634,343
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 0.00000
New Vehicle Loans 3.1202,61431,658,777
Used Vehicle Loans 4.2405,68753,629,655
Total 1st Mortgage Real Estate Loans/Lines of Credit 4.13024619,438,417
Total Other Real Estate Loans/Lines of Credit 5.00039517,360,133
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 4.4402362,866,790
TOTAL LOANS & LEASES 12,536135,898,955

Peninsula Community Federal Credit Union Real Estate Loans and Lines of Credit

REAL STATE LOANS FIRST MORTGAGE

No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 627,659,467122,343,553
    b. 15 Years or less 754,894,7752245,825
Balloon/Hybrid
    a. > 15 years 111,980,91300
    b. 15 Years or less 0000
Other Fixed Rate 4268,62100
Adjustable Rate 1 yr or less 944,634,6416512,500
Adjustable Rate > 1 yr 0000

OTHER REAL ESTATE

Closed-End Fixed Rate 1597,012,15813834,600
Closed-End Adjustable Rate 0000
Open-End Adjustable Rate 23610,347,9757303,000
Open-End Fixed Rate 0000
TOTALS 64136,798,550404,239,478

MISCELLANEOUS REAL ESTATE LOANS/LINES OF CREDIT INFORMATION

Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 26112,887,726303,000
REVERSE MORTGAGES
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

Peninsula Community Federal Credit Union Member Offerings
First Time Homebuyer Program Yes
Real Estate Loans Yes
Pay Day Lending No
Share Secured Credit Cards Yes
Overdraft Protection/Courtesy Pay Yes
Overdraft Lines of Credit No
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans No
Check Cashing Yes
Money Orders No
No Surcharge ATMs Yes
Home Banking Via Internet Website Yes