Pacific Transportation Federal Credit Union

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A short history of Pacific Transportation FCU

Since its inception in 1939 the Pacific Transportation Federal Credit Union has been serving its members in the Gardena, California area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Anna Lo, the Pacific Transportation FCU has grown its membership to over 5,682 with assets of more than $61,784,966. They have a main office and 4 branch offices. Please see the credit unions website or contact them by phone at (424) 233-3091 or email them at info@ptfcu.org to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in Gardena, CA.

General Information For Pacific Transportation FCU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 3378
Address 101 W. Walnut Street Suite #101 
City Gardena 
State California 
Zip-Code 90248
Phone Number (424) 233-3091
Fax Number (310) 525-2733
Email Address: info@ptfcu.org
CEO/President Anna Lo
Members 5,682 
Full-Time Employees 17 
Part-Time Employees
Number of Branch Offices
Total Assets 61,784,966 
Website http://www.ptfcu.org 

Compare Pacific Transportation Federal Credit Union To Other Local Credit Unions


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Branch Name
Address
Zip Code
Phone Number
ATM Access
Distance (Miles)
Northrop Grumman CU Central Bldg 7323 Aviation Blvd 92408 (410) 993-6000 No 1.54
Nikkei CU Nikkei Credit Union - Gardena Branch 18425 S Western Ave 90248 (310) 324-1544 No 1.81
Honda CU Anna Office 12500 Meranda Rd 45302 (937) 642-6000 No 2.03
Schools CU South Bay 2200 W Artesia Blvd 90220 (310) 632-0100 No 2.24
Star Harbor CU Harland Financial Solution 3737 Westown Pkwy 50266 (515) 453-2874 No 3.99

Pacific Transportation Federal Credit Union Financial Performance Charts


Performance Charts

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Financial Data


Pacific Transportation Federal Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate 10.90 2.74 2.74 3.75 5.00
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions 332 113 70 102 229
Rank Among All California Credit Unions 74 43 31 33 70

Pacific Transportation Federal Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate 0.10 0.15 0.20 0.40 0.15
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions 116 119 114 284 276
Rank Among All California Credit Unions 19 31 34 83 86
Pacific Transportation Federal Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 10.9006141,389,596
All Other Unsecured Loans/Lines of Credit 11.9009522,902,531
Short-Term, Small Amount Loans (STS) (Federal CU Only) 28.00000
Non-Federally Guaranteed Student Loans 0.00000
New Vehicle Loans 2.74041522,703
Used Vehicle Loans 2.7403604,322,084
Total 1st Mortgage Real Estate Loans/Lines of Credit 3.75011324,124,688
Total Other Real Estate Loans/Lines of Credit 5.000461,950,339
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 5.00023151,523
TOTAL LOANS & LEASES 2,14935,363,464

Pacific Transportation Federal Credit Union Real Estate Loans and Lines of Credit

REAL STATE LOANS FIRST MORTGAGE

No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 8419,687,24781,790,000
    b. 15 Years or less 253,337,7162681,100
Balloon/Hybrid
    a. > 15 years 1118,60800
    b. 15 Years or less 3981,11700
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 0000
Adjustable Rate > 1 yr 0000

OTHER REAL ESTATE

Closed-End Fixed Rate 16610,28400
Closed-End Adjustable Rate 0000
Open-End Adjustable Rate 301,340,05500
Open-End Fixed Rate 0000
TOTALS 15926,075,027102,471,100

MISCELLANEOUS REAL ESTATE LOANS/LINES OF CREDIT INFORMATION

Interest Only & Payment Option 1st Mortgage Loans 1374,3320
Interest Only & Payment Option Other RE/LOC Loans 11695,0550
REVERSE MORTGAGES
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

Pacific Transportation Federal Credit Union Member Offerings
First Time Homebuyer Program No
Real Estate Loans Yes
Pay Day Lending No
Share Secured Credit Cards Yes
Overdraft Protection/Courtesy Pay Yes
Overdraft Lines of Credit Yes
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans Yes
Check Cashing Yes
Money Orders No
No Surcharge ATMs Yes
Home Banking Via Internet Website Yes