Pacific Crest Federal Credit Union

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A short history of Pacific Crest FCU

Since its inception in 1936 the Pacific Crest Federal Credit Union has been serving its members in the Klamath Falls, Oregon area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Chad Olney, the Pacific Crest FCU has grown its membership to over 16,008 with assets of more than $168,605,821. They have a main office and 4 branch offices. Please see the credit unions website or contact them by phone at (541) 884-1376 or email them at mbrrelations@pacificcrestfcu.com to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in Klamath Falls, OR.

General Information For Pacific Crest FCU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 960
Address PO Box 1179 
City Klamath Falls 
State Oregon 
Zip-Code 97601
Phone Number (541) 884-1376
Fax Number (541) 885-8018
Email Address: mbrrelations@pacificcrestfcu.com
CEO/President Chad Olney
Members 16,008 
Full-Time Employees 57 
Part-Time Employees
Number of Branch Offices
Total Assets 168,605,821 
Website https://www.mypcfcu.org 

Compare Pacific Crest Federal Credit Union To Other Local Credit Unions


Credit Union Name
Branch Name
Address
Zip Code
Phone Number
ATM Access
Distance (Miles)
Klamath Public Employees CU Klamath Public Employees FCU 3737 Shasta Way 97603 (541) 882-5525 No 12.54

Pacific Crest Federal Credit Union Financial Performance Charts


Performance Charts

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Financial Data


Pacific Crest Federal Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate 14.50 2.74 3.24 5.06 4.25
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions 506 113 119 275 132
Rank Among All Oregon Credit Unions 36 10 13 31 9

Pacific Crest Federal Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate 0.10 0.02 0.10 0.15 0.95
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions 116 151 134 324 166
Rank Among All Oregon Credit Unions 7 15 16 36 6
Pacific Crest Federal Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 14.5001,9784,368,006
All Other Unsecured Loans/Lines of Credit 9.9901,5776,201,131
Short-Term, Small Amount Loans (STS) (Federal CU Only) 18.00041,284
Non-Federally Guaranteed Student Loans 0.00000
New Vehicle Loans 2.7401,24432,366,886
Used Vehicle Loans 3.2401,87320,713,065
Total 1st Mortgage Real Estate Loans/Lines of Credit 5.06035131,109,728
Total Other Real Estate Loans/Lines of Credit 4.250651,324,903
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 3.99089115,196,116
TOTAL LOANS & LEASES 7,983111,281,119

Pacific Crest Federal Credit Union Real Estate Loans and Lines of Credit

REAL STATE LOANS FIRST MORTGAGE

No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 18814,990,18600
    b. 15 Years or less 552,762,6257543,450
Balloon/Hybrid
    a. > 15 years 396,650,12931,196,000
    b. 15 Years or less 41,641,27100
Other Fixed Rate 1166,64900
Adjustable Rate 1 yr or less 341,366,3748532,300
Adjustable Rate > 1 yr 303,532,4942292,000

OTHER REAL ESTATE

Closed-End Fixed Rate 21373,822122,000
Closed-End Adjustable Rate 0000
Open-End Adjustable Rate 44951,08113569,500
Open-End Fixed Rate 0000
TOTALS 41632,434,631343,155,250

MISCELLANEOUS REAL ESTATE LOANS/LINES OF CREDIT INFORMATION

Interest Only & Payment Option 1st Mortgage Loans 292,854100,000
Interest Only & Payment Option Other RE/LOC Loans 113,9880
REVERSE MORTGAGES
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

Pacific Crest Federal Credit Union Member Offerings
First Time Homebuyer Program Yes
Real Estate Loans Yes
Pay Day Lending Yes
Share Secured Credit Cards Yes
Overdraft Protection/Courtesy Pay No
Overdraft Lines of Credit Yes
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans Yes
Check Cashing Yes
Money Orders No
No Surcharge ATMs Yes
Home Banking Via Internet Website Yes