Operating Engineers Local Union #3 Federal Credit Union

A short history of Operating Engineers Local Union #3 FCU

Since its inception in 1963 the Operating Engineers Local Union #3 Federal Credit Union has been serving its members in the LIVERMORE, California area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Mike Donohue, the Operating Engineers Local Union #3 FCU has grown its membership to over 77,382 with assets of more than $1,048,666,079. They have a main office and 24 branch offices. Please see the credit unions website or contact them by phone at (925) 454-4000 or email them at memberservices@oefcu.org to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in LIVERMORE, CA.

General Information For Operating Engineers Local Union #3 FCU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Compare Operating Engineers Local Union #3 Federal Credit Union To Other Local Credit Unions

Credit Union Name	Branch Name	Address	Zip Code	Phone Number	ATM Access	Distance (Miles)
Uncle CU	MAIN OFFICE	2100 LAS POSITAS CT	94551	(925) 447-5001	No	4.65
1st United Services CU	Fremont Central	2710 Mowry Ave	94588	(800) 649-0193	No	8.70
Safeamerica CU	Tracy Branch	16900 W Schulte Rd	94588	(209) 832-4047	No	8.78
Patelco CU	ROSEVILLE	5040 Foothills Blvd	95747	(916) 872-6400	No	8.92
Chabot CU	CHABOT FCU	7080 DONLON WAY STE 100	94568	(925) 828-1320	No	10.42

Operating Engineers Local Union #3 Federal Credit Union Financial Performance Charts

Financial Data

Operating Engineers Local Union #3 Federal Credit Union Lowest Loan Rates With State and USA Rankings

	Unsecured Credit Card	New Car Loans	Used Car Loans	1st Mortgage Loans	Other Real Estate
Rate	10.89	3.79	5.13	3.58	4.53
Mean Rate For All USA Based Credit Unions	10.56	3.72	5.00	4.48	4.95
Rank Among All USA Credit Unions	330	249	340	80	172
Rank Among All California Credit Unions	72	98	125	25	50

Operating Engineers Local Union #3 Federal Credit Union Highest Deposit Rates With State and USA Rankings

	Checking	Regular Savings	Money Market	Certificates of Deposits	IRA/KEOGH
Rate	0.10	0.09	0.24	0.84	0.72
Mean Rate For All USA Based Credit Unions	0.19	0.26	0.29	0.73	0.66
Rank Among All USA Credit Unions	116	132	108	200	197
Rank Among All California Credit Unions	19	39	31	52	43

Operating Engineers Local Union #3 Federal Credit Union Loans and Leases

Interest Rate

Number of Loans

Amount

Unsecured Credit Card Loans	10.890	16,685	45,676,195
All Other Unsecured Loans/Lines of Credit	13.810	2,641	10,687,692
Short-Term, Small Amount Loans (STS) (Federal CU Only)	0.000	0	0
Non-Federally Guaranteed Student Loans	0.000	0	0
New Vehicle Loans	3.790	2,381	55,985,911
Used Vehicle Loans	5.130	8,074	115,936,763
Total 1st Mortgage Real Estate Loans/Lines of Credit	3.580	1,186	250,463,704
Total Other Real Estate Loans/Lines of Credit	4.530	1,544	40,641,837
Leases Receivable	0.000	0	0
Total All Other Loans/Lines of Credit	8.660	3,606	28,071,793
TOTAL LOANS & LEASES		36,117	547,463,895

Operating Engineers Local Union #3 Federal Credit Union Real Estate Loans and Lines of Credit

REAL STATE LOANS FIRST MORTGAGE

No. of Loans Outstanding

Amt of Loans Outstanding

No. of Loans Granted Year- to-Date

Amount Granted Year-To-Date

Fixed Rate
a. > 15 years	633	126,955,784	51	11,723,001
b. 15 Years or less	405	60,396,276	33	6,802,913
Balloon/Hybrid
a. > 15 years	116	47,105,313	16	9,338,281
b. 15 Years or less	31	15,991,695	2	558,500
Other Fixed Rate	0	0	0	0
Adjustable Rate 1 yr or less	1	14,636	0	0
Adjustable Rate > 1 yr	0	0	0	0

OTHER REAL ESTATE

Closed-End Fixed Rate	351	8,817,342	11	362,867
Closed-End Adjustable Rate	0	0	0	0
Open-End Adjustable Rate	1,193	31,824,495	89	2,730,249
Open-End Fixed Rate	0	0	0	0
TOTALS	2,730	291,105,541	202	31,515,811

MISCELLANEOUS REAL ESTATE LOANS/LINES OF CREDIT INFORMATION

Interest Only & Payment Option 1st Mortgage Loans	0	0		0
Interest Only & Payment Option Other RE/LOC Loans	0	0		0
REVERSE MORTGAGES
a. Federally Insured Home Equity Conversion Mortgage (HECM)	0	0	0	0
b. Proprietary Reverse Mortgage Products	0	0	0	0

Operating Engineers Local Union #3 Federal Credit Union Member Offerings

First Time Homebuyer Program	Yes
Real Estate Loans	Yes
Pay Day Lending	No
Share Secured Credit Cards	Yes
Overdraft Protection/Courtesy Pay	Yes
Overdraft Lines of Credit	No
ATM/Debit Card Program	Yes
Interest Only and Payment Option 1st Mortgage Loans	No
Check Cashing	No
Money Orders	No
No Surcharge ATMs	No
Home Banking Via Internet Website	Yes