Ontario Montclair Schools Federal Credit Union

A short history of Ontario Montclair Schools FCU

Since its inception in 1961 the Ontario Montclair Schools Federal Credit Union has been serving its members in the ONTARIO, California area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Madeline Stewart, the Ontario Montclair Schools FCU has grown its membership to over 8,132 with assets of more than $108,550,471. They have a main office and 1 branch offices. Please see the credit unions website or contact them by phone at (909) 983-1959 or email them at admin@omsefcu.org to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in ONTARIO, CA.

General Information For Ontario Montclair Schools FCU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Compare Ontario Montclair Schools Federal Credit Union To Other Local Credit Unions

Credit Union Name	Branch Name	Address	Zip Code	Phone Number	ATM Access	Distance (Miles)
Ontario Public Employees CU	OPEFCU	202 W B St	91762	(909) 984-8781	No	2.44
U.p.s. Employees CU	UPS EFCU	3110 INLAND EMPIRE BLVD STE A	91764	(909) 948-6099	No	3.92
United Methodist CU	New England Branch	201 Main St	04092	(866) 303-6386	No	4.76
Chaffey CU	Rancho Cucamonga	9679 Baseline Rd	91785	(909) 986-4552	No	5.46
P.v.h.m.c. CU	pvhmc federal credit union	1880 N Garey Ave	91767	(909) 868-0535	No	7.44

Ontario Montclair Schools Federal Credit Union Financial Performance Charts

Financial Data

Ontario Montclair Schools Federal Credit Union Lowest Loan Rates With State and USA Rankings

	Unsecured Credit Card	New Car Loans	Used Car Loans	1st Mortgage Loans	Other Real Estate
Rate	9.20	3.20	4.21	3.61	6.67
Mean Rate For All USA Based Credit Unions	10.56	3.72	5.00	4.48	4.95
Rank Among All USA Credit Unions	175	168	227	83	406
Rank Among All California Credit Unions	28	68	97	27	118

Ontario Montclair Schools Federal Credit Union Highest Deposit Rates With State and USA Rankings

	Checking	Regular Savings	Money Market	Certificates of Deposits	IRA/KEOGH
Rate	0.01	0.03	0.15	1.01	1.06
Mean Rate For All USA Based Credit Unions	0.19	0.26	0.29	0.73	0.66
Rank Among All USA Credit Unions	140	148	124	170	151
Rank Among All California Credit Unions	30	47	40	38	26

Ontario Montclair Schools Federal Credit Union Loans and Leases

Interest Rate

Number of Loans

Amount

Unsecured Credit Card Loans	9.200	1,394	5,635,134
All Other Unsecured Loans/Lines of Credit	9.260	1,110	2,821,915
Short-Term, Small Amount Loans (STS) (Federal CU Only)	0.000	0	0
Non-Federally Guaranteed Student Loans	0.000	0	0
New Vehicle Loans	3.200	1,013	8,515,767
Used Vehicle Loans	4.210	2,190	15,383,685
Total 1st Mortgage Real Estate Loans/Lines of Credit	3.610	81	16,048,420
Total Other Real Estate Loans/Lines of Credit	6.670	79	2,569,191
Leases Receivable	0.000	0	0
Total All Other Loans/Lines of Credit	5.790	73	924,558
TOTAL LOANS & LEASES		5,940	51,898,670

Ontario Montclair Schools Federal Credit Union Real Estate Loans and Lines of Credit

REAL STATE LOANS FIRST MORTGAGE

No. of Loans Outstanding

Amt of Loans Outstanding

No. of Loans Granted Year- to-Date

Amount Granted Year-To-Date

Fixed Rate
a. > 15 years	40	10,520,115	6	2,415,182
b. 15 Years or less	41	5,528,305	2	470,700
Balloon/Hybrid
a. > 15 years	0	0	0	0
b. 15 Years or less	0	0	0	0
Other Fixed Rate	0	0	0	0
Adjustable Rate 1 yr or less	0	0	0	0
Adjustable Rate > 1 yr	0	0	0	0

OTHER REAL ESTATE

Closed-End Fixed Rate	18	654,785	0	0
Closed-End Adjustable Rate	0	0	0	0
Open-End Adjustable Rate	61	1,914,406	8	422,900
Open-End Fixed Rate	0	0	0	0
TOTALS	160	18,617,611	16	3,308,782

MISCELLANEOUS REAL ESTATE LOANS/LINES OF CREDIT INFORMATION

Interest Only & Payment Option 1st Mortgage Loans	0	0		0
Interest Only & Payment Option Other RE/LOC Loans	0	0		0
REVERSE MORTGAGES
a. Federally Insured Home Equity Conversion Mortgage (HECM)	0	0	0	0
b. Proprietary Reverse Mortgage Products	0	0	0	0

Ontario Montclair Schools Federal Credit Union Member Offerings

First Time Homebuyer Program	Yes
Real Estate Loans	Yes
Pay Day Lending	No
Share Secured Credit Cards	No
Overdraft Protection/Courtesy Pay	Yes
Overdraft Lines of Credit	Yes
ATM/Debit Card Program	Yes
Interest Only and Payment Option 1st Mortgage Loans	No
Check Cashing	No
Money Orders	Yes
No Surcharge ATMs	Yes
Home Banking Via Internet Website	Yes