Old West Federal Credit Union

A short history of Old West FCU

Since its inception in 1957 the Old West Federal Credit Union has been serving its members in the JOHN DAY, Oregon area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Kenneth Olson, the Old West FCU has grown its membership to over 12,054 with assets of more than $166,602,233. They have a main office and 6 branch offices. Please see the credit unions website or contact them by phone at (541) 575-0264 or email them at jdops@oldwestfcu.com to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in JOHN DAY, OR.

General Information For Old West FCU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Compare Old West Federal Credit Union To Other Local Credit Unions

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Old West Federal Credit Union Financial Performance Charts

Financial Data

Old West Federal Credit Union Lowest Loan Rates With State and USA Rankings

	Unsecured Credit Card	New Car Loans	Used Car Loans	1st Mortgage Loans	Other Real Estate
Rate	14.90	2.49	7.99	6.49	5.75
Mean Rate For All USA Based Credit Unions	10.56	3.72	5.00	4.48	4.95
Rank Among All USA Credit Unions	518	83	629	411	317
Rank Among All Oregon Credit Unions	38	7	43	36	31

Old West Federal Credit Union Highest Deposit Rates With State and USA Rankings

	Checking	Regular Savings	Money Market	Certificates of Deposits	IRA/KEOGH
Rate	0.40	0.23	0.08	0.90	0.90
Mean Rate For All USA Based Credit Unions	0.19	0.26	0.29	0.73	0.66
Rank Among All USA Credit Unions	79	103	138	190	171
Rank Among All Oregon Credit Unions	4	4	18	9	7

Old West Federal Credit Union Loans and Leases

Interest Rate

Number of Loans

Amount

Unsecured Credit Card Loans	14.900	1,514	1,140,117
All Other Unsecured Loans/Lines of Credit	7.000	567	1,489,811
Short-Term, Small Amount Loans (STS) (Federal CU Only)	0.000	0	0
Non-Federally Guaranteed Student Loans	0.000	0	0
New Vehicle Loans	2.490	101	2,051,154
Used Vehicle Loans	7.990	704	6,843,492
Total 1st Mortgage Real Estate Loans/Lines of Credit	6.490	635	76,191,892
Total Other Real Estate Loans/Lines of Credit	5.750	78	6,947,818
Leases Receivable	0.000	0	0
Total All Other Loans/Lines of Credit	7.000	595	20,043,186
TOTAL LOANS & LEASES		4,194	114,707,470

Old West Federal Credit Union Real Estate Loans and Lines of Credit

REAL STATE LOANS FIRST MORTGAGE

No. of Loans Outstanding

Amt of Loans Outstanding

No. of Loans Granted Year- to-Date

Amount Granted Year-To-Date

Fixed Rate
a. > 15 years	60	27,346,816	17	17,291,075
b. 15 Years or less	180	16,478,911	22	2,190,680
Balloon/Hybrid
a. > 15 years	147	20,570,295	17	2,603,277
b. 15 Years or less	52	5,624,302	3	509,877
Other Fixed Rate	0	0	0	0
Adjustable Rate 1 yr or less	196	6,171,568	9	466,892
Adjustable Rate > 1 yr	0	0	0	0

OTHER REAL ESTATE

Closed-End Fixed Rate	33	4,095,908	3	2,574,000
Closed-End Adjustable Rate	12	1,499,955	4	953,500
Open-End Adjustable Rate	30	1,249,416	11	714,064
Open-End Fixed Rate	3	102,539	3	102,538
TOTALS	713	83,139,710	89	27,405,903

MISCELLANEOUS REAL ESTATE LOANS/LINES OF CREDIT INFORMATION

Interest Only & Payment Option 1st Mortgage Loans	0	0		0
Interest Only & Payment Option Other RE/LOC Loans	0	0		0
REVERSE MORTGAGES
a. Federally Insured Home Equity Conversion Mortgage (HECM)	0	0	0	0
b. Proprietary Reverse Mortgage Products	0	0	0	0

Old West Federal Credit Union Member Offerings

First Time Homebuyer Program	No
Real Estate Loans	Yes
Pay Day Lending	No
Share Secured Credit Cards	Yes
Overdraft Protection/Courtesy Pay	No
Overdraft Lines of Credit	Yes
ATM/Debit Card Program	Yes
Interest Only and Payment Option 1st Mortgage Loans	No
Check Cashing	Yes
Money Orders	Yes
No Surcharge ATMs	Yes
Home Banking Via Internet Website	Yes