Ohio University Credit Union

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A short history of Ohio University CU

Since its inception in 1955 the Ohio University Credit Union has been serving its members in the ATHENS, Ohio area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Philip Meyer, the Ohio University CU has grown its membership to over 25,784 with assets of more than $345,494,332. They have a main office and 2 branch offices. Please see the credit unions website or contact them by phone at (740) 597-2800 or email them at memberservices@oucu.org to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in ATHENS, OH.

General Information For Ohio University CU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 61048
Address PO BOX 476 
City ATHENS 
State Ohio 
Zip-Code 45701
Phone Number (740) 597-2800
Fax Number (740) 597-2839
Email Address: memberservices@oucu.org
CEO/President Philip Meyer
Members 25,784 
Full-Time Employees 92 
Part-Time Employees 12 
Number of Branch Offices 2 
Total Assets 345,494,332 
Website http://www.oucu.org 

Compare Ohio University Credit Union To Other Local Credit Unions


Credit Union Name
Branch Name
Address
Zip Code
Phone Number
ATM Access
Distance (Miles)
Kraton Belpre CU Kraton Belpre FCU 2419 State Route 618 45714 (740) 423-2388 No 25.10
Riverview CU Riverview Credit Union 403 Main St 45714 (740) 423-4260 No 27.31
C C M H CU CCMH Federal Credit Union 801 Ann St 26101 (304) 424-2255 No 27.91
One Community CU Main Office 531 5th St 26101 (304) 865-0439 No 28.00
West Virginia Central CU Murdoch Office 1306 Murdoch Ave 26101 (304) 485-4523 No 28.06

Ohio University Credit Union Financial Performance Charts


Performance Charts

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Financial Data


Ohio University Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate 6.75 2.74 2.99 3.88 4.00
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions 37 113 91 121 100
Rank Among All Ohio Credit Unions 3 22 16 21 13

Ohio University Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate 0.10 0.05 0.85 1.00 1.00
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions 116 143 27 174 158
Rank Among All Ohio Credit Unions 13 28 5 45 31
Ohio University Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 6.7507,84926,331,788
All Other Unsecured Loans/Lines of Credit 10.9904,00810,516,617
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 0.00000
New Vehicle Loans 2.74060512,640,553
Used Vehicle Loans 2.9902,45626,206,274
Total 1st Mortgage Real Estate Loans/Lines of Credit 3.8801,390131,056,042
Total Other Real Estate Loans/Lines of Credit 4.00082130,145,065
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 3.4907958,649,638
TOTAL LOANS & LEASES 17,924245,545,977

Ohio University Credit Union Real Estate Loans and Lines of Credit

REAL STATE LOANS FIRST MORTGAGE

No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 18422,414,047446,536,814
    b. 15 Years or less 73558,918,1019710,365,933
Balloon/Hybrid
    a. > 15 years 6442,77800
    b. 15 Years or less 46549,281,116416,243,664
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 0000
Adjustable Rate > 1 yr 0000

OTHER REAL ESTATE

Closed-End Fixed Rate 1262,746,62015465,560
Closed-End Adjustable Rate 9133,8011157,478
Open-End Adjustable Rate 68627,264,644422,127,615
Open-End Fixed Rate 0000
TOTALS 2,211161,201,10724025,897,064

MISCELLANEOUS REAL ESTATE LOANS/LINES OF CREDIT INFORMATION

Interest Only & Payment Option 1st Mortgage Loans 878,988,9863,750,667
Interest Only & Payment Option Other RE/LOC Loans 49521,758,0811,416,478
REVERSE MORTGAGES
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

Ohio University Credit Union Member Offerings
First Time Homebuyer Program No
Real Estate Loans Yes
Pay Day Lending Yes
Share Secured Credit Cards No
Overdraft Protection/Courtesy Pay No
Overdraft Lines of Credit Yes
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans Yes
Check Cashing Yes
Money Orders Yes
No Surcharge ATMs No
Home Banking Via Internet Website Yes