Ocean Crest Federal Credit Union

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A short history of Ocean Crest FCU

Since its inception in 1953 the Ocean Crest Federal Credit Union has been serving its members in the SIGNAL HILL, California area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Wesley Keller, the Ocean Crest FCU has grown its membership to over 3,749 with assets of more than $36,943,261. They have a main office and 1 branch offices. Please see the credit unions website or contact them by phone at (562) 426-8838 or email them at mail@occu.net to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in SIGNAL HILL, CA.

General Information For Ocean Crest FCU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 24809
Address 2525 CHERRY AVE, SUITE 100 
City SIGNAL HILL 
State California 
Zip-Code 90755
Phone Number (562) 426-8838
Fax Number (562) 490-0958
Email Address: mail@occu.net
CEO/President Wesley Keller
Members 3,749 
Full-Time Employees
Part-Time Employees
Number of Branch Offices
Total Assets 36,943,261 
Website http://occu.net 

Compare Ocean Crest Federal Credit Union To Other Local Credit Unions


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Branch Name
Address
Zip Code
Phone Number
ATM Access
Distance (Miles)
Long Beach City Employees CU Long Beach City Employees Federal Credit Union 2845 Temple Ave 90755 (562) 595-4725 No 0.52
Allied Healthcare CU St. Marys Medical Center 1050 Linden Ave 90809 (562) 491-9038 No 1.06
Long Beach Firemen S CU Long Beach Firemen's Credit Union 2245 Argonne Ave 90815 (562) 597-0351 No 1.85
Star Harbor CU Harland Financial Solution 3737 Westown Pkwy 50266 (515) 453-2874 No 4.64
Union Pacific California Emp CU Fullerton Main Branch 230 W Wilshire Ave 92832 (562) 430-5552 No 5.47

Ocean Crest Federal Credit Union Financial Performance Charts


Performance Charts

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Financial Data


Ocean Crest Federal Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate 7.65 3.70 9.00 4.00 7.50
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions 71 237 695 138 457
Rank Among All California Credit Unions 6 94 184 52 129

Ocean Crest Federal Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate 0.05 0.10 0.15 0.50 0.15
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions 125 129 124 263 276
Rank Among All California Credit Unions 24 38 40 75 86
Ocean Crest Federal Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 7.650519675,285
All Other Unsecured Loans/Lines of Credit 10.8004301,849,072
Short-Term, Small Amount Loans (STS) (Federal CU Only) 28.00012258,748
Non-Federally Guaranteed Student Loans 0.00000
New Vehicle Loans 3.700912,094,435
Used Vehicle Loans 9.00085791,483
Total 1st Mortgage Real Estate Loans/Lines of Credit 4.000335,895,812
Total Other Real Estate Loans/Lines of Credit 7.5002141,437
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 4.50068566,381
TOTAL LOANS & LEASES 1,35012,072,653

Ocean Crest Federal Credit Union Real Estate Loans and Lines of Credit

REAL STATE LOANS FIRST MORTGAGE

No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 3754,0761417,000
    b. 15 Years or less 3275,40200
Balloon/Hybrid
    a. > 15 years 0000
    b. 15 Years or less 233,581,49100
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 0000
Adjustable Rate > 1 yr 41,284,84300

OTHER REAL ESTATE

Closed-End Fixed Rate 0000
Closed-End Adjustable Rate 2141,43700
Open-End Adjustable Rate 0000
Open-End Fixed Rate 0000
TOTALS 356,037,2491417,000

MISCELLANEOUS REAL ESTATE LOANS/LINES OF CREDIT INFORMATION

Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 000
REVERSE MORTGAGES
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

Ocean Crest Federal Credit Union Member Offerings
First Time Homebuyer Program No
Real Estate Loans Yes
Pay Day Lending Yes
Share Secured Credit Cards Yes
Overdraft Protection/Courtesy Pay No
Overdraft Lines of Credit Yes
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans No
Check Cashing Yes
Money Orders Yes
No Surcharge ATMs No
Home Banking Via Internet Website Yes