North Coast Credit Union

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A short history of North Coast CU

Since its inception in 1938 the North Coast Credit Union has been serving its members in the BELLINGHAM, Washington area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Marilyn Brink, the North Coast CU has grown its membership to over 16,716 with assets of more than $235,112,239. They have a main office and 5 branch offices. Please see the credit unions website or contact them by phone at (360) 733-3982 or email them at membersservice@northcoastcu.com to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in BELLINGHAM, WA.

General Information For North Coast CU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 66734
Address 1100 DUPONT STREET 
City BELLINGHAM 
State Washington 
Zip-Code 98225
Phone Number (360) 733-3982
Fax Number (360) 671-8235
Email Address: membersservice@northcoastcu.com
CEO/President Marilyn Brink
Members 16,716 
Full-Time Employees 56 
Part-Time Employees
Number of Branch Offices
Total Assets 235,112,239 
Website http://www.northcoastcu.com 

Compare North Coast Credit Union To Other Local Credit Unions


Credit Union Name
Branch Name
Address
Zip Code
Phone Number
ATM Access
Distance (Miles)
Industrial Cu Of Whatcom County CU State Street 1100 N State St 98227 (360) 734-2043 No 1.97
Whatcom Educational CU Blaine Branch 1773 H St 98227 (360) 756-7044 No 2.25
Westedge CU WestEdge FCU 2501 James St 98225 (360) 734-5790 No 2.83
Puget Sound Refinery CU Corporate Office 12275 Bartholomew Rd 98221 (360) 293-4862 No 18.90
Tesoro Northwest CU Tesoro Northwest Federal Credit union 12543 Christianson Rd 98221 (360) 293-5451 No 19.86

North Coast Credit Union Financial Performance Charts


Performance Charts

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Financial Data


North Coast Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate 11.47 3.95 3.95 4.07 5.11
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions 377 270 195 150 244
Rank Among All Washington Credit Unions 43 37 20 21 25

North Coast Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate 0.79 0.33 1.02 0.74 0.68
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions 47 83 18 219 201
Rank Among All Washington Credit Unions 4 7 1 21 14
North Coast Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 11.4701,6122,971,808
All Other Unsecured Loans/Lines of Credit 11.6402,8313,893,979
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 0.00000
New Vehicle Loans 3.9504665,057,324
Used Vehicle Loans 3.9503,36237,801,881
Total 1st Mortgage Real Estate Loans/Lines of Credit 4.07053996,978,543
Total Other Real Estate Loans/Lines of Credit 5.1102418,207,888
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 7.41043210,834,781
TOTAL LOANS & LEASES 9,483165,746,204

North Coast Credit Union Real Estate Loans and Lines of Credit

REAL STATE LOANS FIRST MORTGAGE

No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 14622,933,064172,649,000
    b. 15 Years or less 744,554,0122508,000
Balloon/Hybrid
    a. > 15 years 9810,8471300,000
    b. 15 Years or less 94,635,41833,766,455
Other Fixed Rate 2229,075246,700
Adjustable Rate 1 yr or less 9911,686,573231,969,352
Adjustable Rate > 1 yr 20052,129,554298,491,658

OTHER REAL ESTATE

Closed-End Fixed Rate 27645,72500
Closed-End Adjustable Rate 261,477,16500
Open-End Adjustable Rate 1866,047,712912,241,476
Open-End Fixed Rate 237,286373,442
TOTALS 780105,186,43117120,046,083

MISCELLANEOUS REAL ESTATE LOANS/LINES OF CREDIT INFORMATION

Interest Only & Payment Option 1st Mortgage Loans 421,607,2721,034,447
Interest Only & Payment Option Other RE/LOC Loans 1866,047,7122,314,919
REVERSE MORTGAGES
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

North Coast Credit Union Member Offerings
First Time Homebuyer Program No
Real Estate Loans Yes
Pay Day Lending No
Share Secured Credit Cards No
Overdraft Protection/Courtesy Pay Yes
Overdraft Lines of Credit Yes
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans Yes
Check Cashing No
Money Orders No
No Surcharge ATMs Yes
Home Banking Via Internet Website Yes