North Carolina Community Federal Credit Union

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A short history of North Carolina Community FCU

Since its inception in 1957 the North Carolina Community Federal Credit Union has been serving its members in the GOLDSBORO, North Carolina area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Mark Lesnau, the North Carolina Community FCU has grown its membership to over 7,057 with assets of more than $73,807,374. They have a main office and 2 branch offices. Please see the credit unions website or contact them by phone at (800) 734-8204 or email them at membersupport@nccfcu.org to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in GOLDSBORO, NC.

General Information For North Carolina Community FCU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 12004
Address 2401 EAST ASH STREET 
City GOLDSBORO 
State North Carolina 
Zip-Code 27534
Phone Number (800) 734-8204
Fax Number () -
Email Address: membersupport@nccfcu.org
CEO/President Mark Lesnau
Members 7,057 
Full-Time Employees 22 
Part-Time Employees
Number of Branch Offices
Total Assets 73,807,374 
Website http://www.nccfcu.org 

Compare North Carolina Community Federal Credit Union To Other Local Credit Unions


Credit Union Name
Branch Name
Address
Zip Code
Phone Number
ATM Access
Distance (Miles)
First Carolina People's CU GOLDSBORO MAIN 201 E ASH ST 27533 (919) 736-0885 No 5.39
Greater Kinston CU GREATER KINSTON CREDIT UNION 901 N Queen St 28501 (252) 527-4002 No 19.19

North Carolina Community Federal Credit Union Financial Performance Charts


Performance Charts

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Financial Data


North Carolina Community Federal Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate 10.80 5.21 8.98 4.27 4.25
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions 323 420 693 176 132
Rank Among All North Carolina Credit Unions 23 38 54 20 7

North Carolina Community Federal Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate 0.03 0.05 0.07 0.40 0.17
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions 130 143 140 284 274
Rank Among All North Carolina Credit Unions 14 15 22 29 25
North Carolina Community Federal Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 10.8004581,078,650
All Other Unsecured Loans/Lines of Credit 10.7504821,266,048
Short-Term, Small Amount Loans (STS) (Federal CU Only) 20.0003442
Non-Federally Guaranteed Student Loans 5.75012192,153
New Vehicle Loans 5.21056953,537
Used Vehicle Loans 8.9802772,533,989
Total 1st Mortgage Real Estate Loans/Lines of Credit 4.27015519,033,617
Total Other Real Estate Loans/Lines of Credit 4.2501252,537,353
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 7.00069875,596
TOTAL LOANS & LEASES 1,63728,471,385

North Carolina Community Federal Credit Union Real Estate Loans and Lines of Credit

REAL STATE LOANS FIRST MORTGAGE

No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 617,920,0684747,916
    b. 15 Years or less 516,606,44981,669,456
Balloon/Hybrid
    a. > 15 years 0000
    b. 15 Years or less 0000
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 0000
Adjustable Rate > 1 yr 434,507,10000

OTHER REAL ESTATE

Closed-End Fixed Rate 0000
Closed-End Adjustable Rate 0000
Open-End Adjustable Rate 1252,537,3533132,600
Open-End Fixed Rate 0000
TOTALS 28021,570,970152,549,972

MISCELLANEOUS REAL ESTATE LOANS/LINES OF CREDIT INFORMATION

Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 000
REVERSE MORTGAGES
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

North Carolina Community Federal Credit Union Member Offerings
First Time Homebuyer Program Yes
Real Estate Loans Yes
Pay Day Lending No
Share Secured Credit Cards Yes
Overdraft Protection/Courtesy Pay Yes
Overdraft Lines of Credit Yes
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans No
Check Cashing Yes
Money Orders Yes
No Surcharge ATMs Yes
Home Banking Via Internet Website Yes